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How to Avoid Coverage Gaps That Can Lead to E&O Claims

American Agents Alliance

Discuss these often-overlooked risks with policyholders: Cyber Liability for Small Businesses Commercial clients of any size can be targets for cyber attacks. Policyholders may think their BOP or CGL policy covers them for cyber risks, so it is important to discuss the coverage limitations before a loss occurs.

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Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

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Business Owner’s Policy for Restaurants

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BOPs also typically offer a more cost-effective approach for small to mid-sized restaurants than other insurance options. Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory.

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How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Paragon Independent Insurance Agencies

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

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The Ultimate Guide to Office Insurance: Protecting Your Business Assets

Protect Commercial Insurance

. – Contents Insurance : Covers items such as office furniture, computers, and other equipment. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. Here’s how you can do it: – Add-on Options: Many insurers offer add-ons.

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Restaurant Insurance in South Carolina: A Broker’s Guide 

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Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability.

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Restaurant Insurance in South Carolina: A Broker’s Guide 

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Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability.