Remove Cyber Remove Injury Remove Theft
article thumbnail

Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters.

article thumbnail

The Ultimate Guide to Office Insurance: Protecting Your Business Assets

Protect Commercial Insurance

Whether it’s a fire, theft, or any other unforeseen circumstance, having the right coverage ensures your office is back up and running without a hitch. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Business Owner’s Policy for Restaurants

Distinguished

Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory. BOPs also typically offer a more cost-effective approach for small to mid-sized restaurants than other insurance options.

article thumbnail

How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Paragon Independent Insurance Agencies

Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. If you own a physical location, commercial property insurance can help protect your building, inventory, and equipment from fire, theft, or natural disasters.

article thumbnail

Restaurant Insurance in South Carolina: A Broker’s Guide 

Distinguished

Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.

article thumbnail

Restaurant Insurance in South Carolina: A Broker’s Guide 

Distinguished

Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.

article thumbnail

Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Distinguished

Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches. Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims.