Distinguished

MAY 19, 2025

Cost-Efficient Coverage By combining these key protections under one policy, restaurants may save on premiums and reduce the administrative burden of managing multiple policies. Distinguished offers competitive pricing with low minimum premiums and flexible quoting. How Much Does Business Owners Policy Insurance Cost?

Policy

Tosten Marketing

MARCH 3, 2025

For example, if a new type of cyber insurance policy gains traction, explain how it could benefit your clients. Always get client permission before sharing their stories and consider offering an incentive (like a small discount on their next premium) for allowing you to feature them. A mix of informative and practical posts works best.

Insurance Agency

Zywave

MAY 15, 2025

Ernst & Young predicts embedded insurance transactions could account for 30% of the total by 2028, while Deloitte recently cited expectations for embedded gross written premiums to reach $700 billion globally by 2030. In the tech sector, cyber coverage, for example, often accompanies cloud computing services. Threat or opportunity?

Broker

Majesco

FEBRUARY 13, 2025

Today’s insurance customer is under pressure and assault from every angle: Cyber criminals are using data breaches to access bank accounts and credit. Unsafe driving, inflation, and auto repair costs are responsible, in part, for rising premiums. We can see how insurance premiums are affecting the gulf coast and now, California.

Risk

Distinguished

JULY 7, 2025

Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? Q: Do you offer cyber liability coverage on the Restaurant BOP? We also have a robust Monoline Cyber program that can be quoted alongside our Restaurant BOP. Q: Will you write BYOB establishments?

Policy

Distinguished

JUNE 30, 2025

This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. Cyber liability insurance: Provides coverage in the event of data breaches and cyberattacks, which can compromise customer and business information.

Liability

Distinguished

JUNE 30, 2025

This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. Cyber liability insurance: Provides coverage in the event of data breaches and cyberattacks, which can compromise customer and business information.

Liability

Simply Insurance

JUNE 16, 2025

Companies with a broader distribution network may face higher premiums due to increased risk exposure. Business insurance policies protect you against lawsuits, employee injuries, cyber security attacks, and property damage. Any insurance policy premium quotes or ranges displayed are non-binding.

Insurance Quotes

Distinguished

FEBRUARY 24, 2025

Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches. Cyber liability insurance: Protects restaurants against the financial fallout of data breaches and cyberattacks.

Liability

Zywave

MAY 19, 2025

Types of loss encompass cyber, data breaches, ransomware, and liability. In this intensifying risk trajectory, outperformance wont come from raising premiums, acquisitions, or continuing with business as usual. Causes of loss include climate, agriculture, pollution, fraud, and pandemics. Todays models are built for a bygone era.

Broker-Agent

Distinguished

JULY 7, 2025

Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? Q: Do you offer cyber liability coverage on the Restaurant BOP? We also have a robust Monoline Cyber program that can be quoted alongside our Restaurant BOP. Q: Will you write BYOB establishments?

Policy

Distinguished

MAY 13, 2025

Cyber liability : A policy designed to cover the costs associated with cybercrime and data breaches. You can add on high-limit hotel umbrella insurance (limits up to $145 million) and cyber liability so your clients get the comprehensive hotel insurance coverage they need. Still have doubts? Amenities need to be considered as well.

Broker

Distinguished

JUNE 16, 2025

Cyber Liability Insurance Cyber liability insurance protects HOAs from the financial costs of cyberattacks, data breaches, and other digital threats. With Distinguished’s Cyber Liability Insurance coverage, your clients get limits up to $5 million, first-party and third-party coverage, and access to our Cyber Breach Response services.

Liability

Agency Height

JULY 28, 2025

Disclosure Requirements: Be transparent about policy terms, waiting periods, premiums, and limitations. Do Not Call Lists: Always check your call lists against the National Do Not Call Registry to avoid penalties. HIPAA and Privacy: Protect client data and adhere to privacy laws, especially when handling medical or personal information.

Agents

Zywave

JUNE 5, 2025

This exclusive event, an expansion of Zywaves highly regarded thought leadership series, will bring together capacity providers, wholesalers, and retail brokers to challenge the distribution status quo and explore proven premium growth strategies in todays complex and competitive insurance market.

Broker

Insurance Journal

APRIL 14, 2025

Munich Re said in a recent report it expects the global cyber insurance market to reach about $16.3 billion gross premiums in 2025, with continued growth that will have the market at more than $32 billion in 2023. In “Cyber …

Cyber

Insurance Journal

SEPTEMBER 9, 2024

The unique, evolving and often volatile nature of cyber risks has always lurked beneath the surface as the cyber insurance premium climbed in recent years. The recent CrowdStrike software failure underscored the dormant threats posed by aggregation risk, and the …

Risk

Insurance Journal

FEBRUARY 20, 2025

2024 ended as steady as ever with “no real change in current market conditions” as respondents of a recent survey reported most lines of business in the last quarter had average increases in premiums about the same or …

Premium

Insurance Journal

MARCH 14, 2025

A softer-than-expected market kept insurance premiums for technology companies down or flat in some lines in 2024, according to a new report from business insurance platform Embroker. Embroker’s 2024 Business Insurance Index: Tech Sector found average errors & omissions/cyber premiums …

Policy

Insurance Journal

JULY 14, 2024

By Chad Hemenway According to industry rating agency AM Best, there are enough positive factors to give the cyber insurance market a “stable” outlook despite a stall in premium growth. Analysts at AM Best issued a segment outlook and report …

Cyber

Zywave

AUGUST 6, 2024

According to the Insurance Information Institute, global cyber premiums are expected to rise as high as $23 billion by 2025. Experts also expect that over half of the global written premium will be represented by US-based companies. That starts thinking about how you can most effectively expand your cyber distribution efforts.

Cyber

Zywave

NOVEMBER 13, 2024

Within the next decade the cyber insurance market is projected to grow to over $120 billion according to a report by Fortune Business Insights. That means there’s a lot of opportunity for insurers who are looking to either grow their cyber business or expand into the cyber market. But with growth opportunities comes risk.

Cyber

Insurance Journal

NOVEMBER 22, 2024

Global non-life premiums are expected to hit a decade-high growth level of 4.3% “Premium rates are now moderating, … in 2024, following the repricing of risk over the past several years in response to elevated claims, according to Swiss Re’s sigma.

Life Insurance

Insurance Journal

AUGUST 20, 2024

Commercial property/casualty premium increases in the second quarter 2024 were flat or down from the previous quarter for all lines of business—evidence of a softening insurance market, according to The Council of Insurance Agents & Brokers (CIAB) quarterly survey. Premiums …

Commercial

Zywave

NOVEMBER 5, 2024

Increase your agency’s revenue and improve client satisfaction by delivering impactful cyber policies and premiums to your clients. Decreasing the time it takes to quote cyber insurance will allow your team to focus on scaling up your business revenue by writing more business.

Cyber

Zywave

NOVEMBER 6, 2024

Data embedded into quoting workflow provides exclusive insights into coverage levels using industry data and loss profiles Leading insurtech provider Zywave today announced a first-of-its-kind enhancement to its Cyber Quoting solution with the addition of embedded benchmarking. Comprised of over 400,000 insurance programs incepted by U.S.

Cyber

ProWriters

NOVEMBER 18, 2024

After several years of dramatic rate fluctuations, insurers, brokers, and businesses are bracing for what could be a defining year for D&O premiums. However, Fitch Ratings warned that these gains wouldn’t likely hold through 2024, especially as lower premiums and increased litigation strained the sector.

Premium

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. This rise in D&O claims is expected to push premiums upward as insurers recalibrate risk assessments.

Premium

Cowbell

AUGUST 20, 2024

He expanded API premium across multiple business lines through key partnerships within the insurance ecosystem. The post Cowbell Welcomes Jeff Ritchie and Dan Johnson appeared first on Cowbell Cyber. These key hires will be instrumental as we continue to grow and scale our global operations.

Cyber

Triple-I: Business Insurance

APRIL 4, 2024

Cyber incidents reported to the FBI’s Internet Crime Complaint Center (IC3) in 2023 totaled 880,418. Meanwhile, supply-chain attacks increased, and weak notification frameworks further increased cyber risk for all stakeholders. Gross direct written premiums climbed to USD 13 billion in 2022.

Financial Loss

Zywave

DECEMBER 18, 2024

Our ultimate goal is to help insurers grow more profitably and help brokers increase premium in fast-changing coverage areas while also enabling insurance buyers to have better renewals. Cyber Risk Insights Conference London April 2, 2025 This acclaimed conference is back for the 12 th year with a single-day, multi-track event in London.

Insurance Industry

Cowbell

AUGUST 26, 2024

As cyber insurers move upmarket, they are increasingly encountering prospects that either already have or are considering purchasing an enterprise software license like the Microsoft E5 license. This results in lower premiums, better coverage, and higher policy limits.”

Cyber

Scott Insurance

DECEMBER 10, 2021

High-profile cyber attacks like the Microsoft Exchange server hack, the SolarWinds Orion software compromise and the Colonial Pipeline ransomware attack have highlighted increasing cyber risk for nearly every type of business. Businesses across all industry segments are subject to these trends.

Cyber

Protect Commercial Insurance

SEPTEMBER 6, 2024

The Rise of Cyber Insurance As cyber threats become more sophisticated and frequent, the demand for cyber insurance has skyrocketed. In 2024, expect cyber insurance policies to become more comprehensive and tailored. Increasingly, insurers are offering bespoke solutions tailored to the unique needs of each business.

Commercial Insurance

Protect Commercial Insurance

NOVEMBER 22, 2024

While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage. Bundling different types of coverage—think of it as grouping all your essential services in one place—can also help reduce premiums. Each policy has specific inclusions and exclusions.

Commercial Insurance

Protect Commercial Insurance

DECEMBER 6, 2024

Cybersecurity Threats In our increasingly digital world, businesses face a barrage of cyber threats. With data breaches, ransomware, and cyber espionage on the rise, cybersecurity has become a critical focus for companies worldwide. To boot, developing a proactive approach is key.

Commercial Insurance

Zywave

OCTOBER 9, 2024

In 2023, Zywave saw a 20% increase in quoting volume within CPQ solutions across all lines of business, resulting in an estimated $76B in facilitated premium. In 2024, it also launched Cyber Quoting, expanding the distribution opportunities for a quickly growing market.

Insurance Industry