Cyber Premium Property Damage 
Distinguished
MAY 19, 2025
General liability coverage protects against third-party claims involving bodily injury, property damage, or advertising injury from slip-and-fall accidents to food-related complaints. Distinguished offers competitive pricing with low minimum premiums and flexible quoting. How Much Does Business Owners Policy Insurance Cost?
Distinguished
FEBRUARY 24, 2025
Over-serving of alcohol: Restaurants can face legal and financial fallout if the alleged over-serving of a patron leads to property damage or a car accident. Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches.
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Protect Commercial Insurance
NOVEMBER 22, 2024
While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage. Bundling different types of coverage—think of it as grouping all your essential services in one place—can also help reduce premiums. Each policy has specific inclusions and exclusions.
Protect Commercial Insurance
OCTOBER 25, 2024
Reflect on: – How much you can comfortably allocate from your business budget for insurance premiums. Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries.
Jackson & Jackson
MAY 23, 2024
Small business insurance covers property damage, liability claims, and employee-related risks. For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage.
Jackson & Jackson
MAY 22, 2024
. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. It covers property damage, loss of income, liability claims, etc.
Distinguished
JUNE 16, 2025
For example, an HOA policy typically covers: Common property: Covers any common property owned by the HOA, such as communal buildings, shared roofs, lobbies, hallways, etc. Typical exclusions are bodily injury, property damage, and intentional or dishonest acts. What Does HOA Insurance Typically Cover?
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