Distinguished

JUNE 30, 2025

This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. Cyber liability insurance: Provides coverage in the event of data breaches and cyberattacks, which can compromise customer and business information.

Liability

Distinguished

JUNE 30, 2025

This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. Cyber liability insurance: Provides coverage in the event of data breaches and cyberattacks, which can compromise customer and business information.

Liability

Distinguished

JULY 7, 2025

More details would be required to underwrite. Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? A: Yes, subject to individual risk underwriting. A: There are no specific crime score criteria, but we may utilize crime scores in our underwriting process.

Policy

Distinguished

FEBRUARY 24, 2025

Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches. Cyber liability insurance: Protects restaurants against the financial fallout of data breaches and cyberattacks.

Liability

Simply Insurance

JUNE 16, 2025

Companies with a broader distribution network may face higher premiums due to increased risk exposure. Business insurance policies protect you against lawsuits, employee injuries, cyber security attacks, and property damage. Any insurance policy premium quotes or ranges displayed are non-binding.

Insurance Quotes

Distinguished

MAY 13, 2025

Cyber liability : A policy designed to cover the costs associated with cybercrime and data breaches. You can add on high-limit hotel umbrella insurance (limits up to $145 million) and cyber liability so your clients get the comprehensive hotel insurance coverage they need. Still have doubts?

Broker

Agency Height

JULY 28, 2025

Disclosure Requirements: Be transparent about policy terms, waiting periods, premiums, and limitations. Stay Educated: Keep up with product changes, underwriting guidelines, and market trends. Do Not Call Lists: Always check your call lists against the National Do Not Call Registry to avoid penalties.

Agents

Zywave

NOVEMBER 13, 2024

Within the next decade the cyber insurance market is projected to grow to over $120 billion according to a report by Fortune Business Insights. That means there’s a lot of opportunity for insurers who are looking to either grow their cyber business or expand into the cyber market. But with growth opportunities comes risk.

Cyber

ProWriters

NOVEMBER 18, 2024

After several years of dramatic rate fluctuations, insurers, brokers, and businesses are bracing for what could be a defining year for D&O premiums. The D&O Insurance market experienced a favorable underwriting performance in 2023, with the sector seeing its best loss ratio since 2014. With class action settlements totaling $2.1

Premium

Cowbell

AUGUST 20, 2024

In two years, he successfully implemented over 20 partnerships with major insurance brokers and significantly enhanced Arch’s digital presence while optimizing the underwriting process through automation, culminating in improved user interfaces and portals. I am thrilled to have them as part of my team.

Cyber

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. This rise in D&O claims is expected to push premiums upward as insurers recalibrate risk assessments.

Premium

Cowbell

AUGUST 26, 2024

As cyber insurers move upmarket, they are increasingly encountering prospects that either already have or are considering purchasing an enterprise software license like the Microsoft E5 license. Policy Tailoring : Cyber insurance policies may need to be tailored to account for the specific protections that are offered.

Cyber

Zywave

DECEMBER 18, 2024

Our ultimate goal is to help insurers grow more profitably and help brokers increase premium in fast-changing coverage areas while also enabling insurance buyers to have better renewals. Cyber Risk Insights Conference London April 2, 2025 This acclaimed conference is back for the 12 th year with a single-day, multi-track event in London.

Insurance Industry

Protect Commercial Insurance

DECEMBER 6, 2024

Cybersecurity Threats In our increasingly digital world, businesses face a barrage of cyber threats. With data breaches, ransomware, and cyber espionage on the rise, cybersecurity has become a critical focus for companies worldwide. To boot, developing a proactive approach is key.

Commercial Insurance

Majesco

FEBRUARY 15, 2024

Whether it’s travel, aviation, marine, cyber, or any other specialized field, the ability to accurately assess and rate risk is paramount. Carriers must balance speed and accuracy to deliver precise risk evaluation, with the expectation and result of comprehensive and fair premium pricing for both the insurer and its policyholders. Let’s

Policyholder

InsuredMine

OCTOBER 25, 2024

Climate change, cyber threats, and shifting demographics are introducing new challenges that demand innovative solutions. From auto insurance that charges by miles driven to health insurance premiums adjusted based on lifestyle choices, UBI represents a shift toward more equitable and personalized insurance pricing.

Risk

Jackson & Jackson

MAY 22, 2024

For instance, properties in high-risk areas for wildfires or earthquakes may require additional coverage or face higher premiums. Additionally, factors like proximity to high-risk areas, building age, and the property’s history of claims can affect insurance premiums.

Property Insurance

Majesco

JANUARY 9, 2025

And while the industry’s core business model of premiums, claims, reserves, and capital is not changing, how we think about the operating model and technology foundation must change. Past Trends A Precursor to the Future Throughout history, people have tried to forecast the future to gain strategic advantages.

Insurance

Cowbell

APRIL 3, 2025

The frequency and sophistication of cyber attacks keep increasing, thus companies of all sizes are striving to strengthen their cybersecurity posture and optimize their insurance coverage. Here at Cowbell, we remain committed to helping policyholders, agents, and brokers gain a comprehensive view of riskinside and out.

Cyber

Zywave

MAY 23, 2025

Insurance professionals must rethink their approach to underwriting and pricing to keep pace with these emerging threats. The rise of cyber-enabled fraud further complicates the landscape, necessitating stronger security measures.

Risk