Protect Commercial Insurance

JUNE 27, 2025

For example, collaborating with tech startups could offer innovative approaches to risk management, or partnering with real estate firms could provide comprehensive solutions for property insurance. The possibilities are endless, and stepping into diverse sectors often uncovers unique opportunities for growth.

Insurance

Protect Commercial Insurance

JUNE 20, 2025

Key Components of Office Insurance Office insurance is not a one-size-fits-all policy. Here are some key components typically included: – Property Insurance : Protects the physical premises and its contents from damage or loss due to incidents like fire, flood, or vandalism.

Protection

Distinguished

JUNE 30, 2025

Distinguished’s restaurant insurance offers comprehensive coverage tailored to address the common risks faced by South Carolina restaurants. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability.

Liability

Distinguished

JUNE 30, 2025

Distinguished’s restaurant insurance offers comprehensive coverage tailored to address the common risks faced by South Carolina restaurants. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability.

Liability

Insurance Journal

JULY 28, 2025

As data center construction booms across the United States, a pair of legal experts recently said the lack of commercial insurance products customized for data centers present potential pitfalls that could surface if operators aren’t paying close attention to policy …

Commercial Insurance

Distinguished

FEBRUARY 24, 2025

Over-serving of alcohol: Restaurants can face legal and financial fallout if the alleged over-serving of a patron leads to property damage or a car accident. Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches.

Liability

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Still have doubts?

Broker

Insurance Journal

FEBRUARY 5, 2025

Global commercial insurance rates fell 2% in the fourth quarter of 2024 following a 1% decline in Q3 2024 marking the second consecutive quarterly decrease following seven years of rising rates, according to the Global Insurance Market Index published …

Commercial Insurance

Distinguished

JUNE 16, 2025

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. Typical exclusions are bodily injury, property damage, and intentional or dishonest acts.

Liability

Insurance Journal

MAY 8, 2025

CFC, the London-based managing general agent and cyber specialist, announced the launch of its new simplified intellectual property (IP) product. Sector agnostic and designed for all sizes of companies from start-ups and to those with a turnover of up to …

Cyber

Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. This article aims to provide an in-depth overview of ensuring multi-unit commercial properties in California, highlighting key considerations for investors.

Property Insurance

Protect Commercial Insurance

MAY 24, 2024

Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents. That’s why it’s crucial to consider other insurance policies to protect your business comprehensively.

Insurance Policy

Prof. Allan Manning

FEBRUARY 24, 2023

A number of pre loss services are also provided by the LMI Group, including Business Interruption Sum Insured Reviews, Policy Drafting, Insurance Program Reviews, Risk Surveys, and Risk Engineering Services along with Business Continuity Management Services, and Cyber Security Reviews.

Insurance Industry

Jackson & Jackson

NOVEMBER 16, 2024

Cyber Liability Insurance Cyberattacks are on the rise, especially for IT businesses handling sensitive client data. Business Property Insurance Your servers, laptops, and office equipment are essential for running your IT business. One oversight could lead to costly lawsuits.

Insurance Policy

Insurance Journal

OCTOBER 24, 2024

Global commercial insurance rates fell 1% in the third quarter of 2024 from the previous quarter, which marked the first time the index has recorded a quarterly decline since the third quarter of 2017, according to the Global Insurance Market …

Commercial Insurance

Mark Jackson Insurance Agency

DECEMBER 16, 2024

Assess Property Coverage If youve invested in new equipment, upgraded technology, or relocated to a new office, your property insurance policy may need an update. Address Cyber Risks As cyber threats continue to rise, its essential to evaluate whether your current cyber liability insurance is sufficient.

Business Insurance

Protect Commercial Insurance

NOVEMBER 22, 2024

Myth 4: “Insurance Covers All Types of Business Losses” Limitations of Coverage While it would be lovely if insurance covered absolutely everything, that’s not quite the case. For instance, standard commercial insurance might cover damages from a fire, but do you have coverage for theft or cyber-attacks?

Commercial Insurance

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism.

Business Insurance

Protect Commercial Insurance

NOVEMBER 15, 2024

Types of Commercial Insurance Commercial insurance isn’t just a one-size-fits-all solution. There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages.

Commercial Insurance

Protect Commercial Insurance

DECEMBER 6, 2024

Cybersecurity Threats In our increasingly digital world, businesses face a barrage of cyber threats. With data breaches, ransomware, and cyber espionage on the rise, cybersecurity has become a critical focus for companies worldwide. To boot, developing a proactive approach is key.

Commercial Insurance

Prof. Allan Manning

FEBRUARY 24, 2024

Today marks LMI Group’s quarter century of service to the insurance industry and wider communities. What better way to reflect on all that our dedicated team have accomplished but list 50 highlights from our first 25 years that you may not know (or have forgotten) the Group.

Business Interruption

Prof. Allan Manning

MARCH 5, 2024

I read this morning that the NSW Fire and Rescue have today reported that there have been 45 fires directly related to lithium batteries since the beginning of the 2024 year. Sadly also two people have lost their lives in the fires and possibly a third yet to be confirmed.

Risk

Protect Commercial Insurance

SEPTEMBER 13, 2024

Whether a business needs liability insurance, property insurance, or specialised coverage like cyber insurance, brokers can offer a suite of options to consider. This access allows them to source the best options tailored to the specific requirements of a business.

Commercial Insurance

Majesco

JANUARY 9, 2025

It is likely that most banks are underestimating their exposure to climate-related risk, just like many property insurers have underestimated their risk exposure. The convergence of insurance and banking around climate risk and the impact to property and businesses will drive a new view and focus on risk assessment.

Insurance

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. Let’s dive in and discover the insurance options that are essential for your business’s protection.

Cyber