Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

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Paragon Independent Insurance Agencies

JUNE 28, 2024

Your residential insurance policy can list the items you invest in. The insurance coverage will protect against unforeseen damage and theft. If you need to file an insurance claim, the coverage you have purchased will handle the costs you are faced with while you are rehabilitating your property.

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Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Protection against damage and theft shields you from financial losses that could affect your business sales. In essence, having comprehensive insurance coverage is indispensable.

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

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TGS

JANUARY 15, 2025

TGS Insurance Blog Freezing temperatures might not visit your home often, but when they do, preparation is key to avoiding damage and keeping everyone safe. Document the Damage : Take photos or videos for your insurance claim. Call Your Insurance Agent : Reach out to your agent to start the claims process.

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TGS

NOVEMBER 1, 2024

Avoid standing in the middle of the road or putting yourself in harm’s way while assessing the damage. In many states, you’re required to file a police report for accidents that involve injuries or significant property damage. Plus, having a police report on file can help you later when dealing with insurance claims.

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Wren Insurance Agency

MAY 22, 2024

Typically, when a client is purchasing a townhome, they will call a few different local insurance agencies to get quotes. The problem is, some agents automatically quote townhomes with HO3 insurance, assuming it will require a full single family home policy. Roof included.

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Shield Insurance Agency

MAY 29, 2024

Renter Protection Michigan: Peace of Mind for Tenants Renters insurance in Michigan doesn’t just protect your belongings; it also offers liability coverage, which can help shield you from financial responsibility if you accidentally cause damage to your rental or injure someone while on the property.

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InsuredMine

AUGUST 27, 2024

The reduction in paper handling also means less chance of documents being lost, misfiled, or damaged. This acceleration is particularly important in claim situations where timely responses can significantly impact customer satisfaction.

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TGS

OCTOBER 25, 2024

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. When you renovate or expand your home, you’re increasing its value—and with greater value comes higher costs to repair or rebuild in the event of damage.

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TGS

NOVEMBER 12, 2024

This added layer of protection is attractive to insurers because it lowers the likelihood of a major fire or carbon monoxide incident, thus potentially qualifying you for a smart home insurance discount. A smart water leak detector can sense leaks early and alert you before significant damage occurs.

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TGS

APRIL 18, 2025

This seasonal refresh isnt just about sprucing things upits also your chance to protect your biggest investment and avoid costly surprises that could lead to an insurance claim. Inspect the Roof for Winter Damage Why it matters: Your roof takes a beating all winter long. What to do: Look for missing or curling shingles.

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TGS

JANUARY 28, 2025

Mind Your Plumbing If your renovations involve plumbingwhether its adding a new bathroom or upgrading the kitchenensure the work is done properly to prevent leaks or water damage. Water damage is one of the most common home insurance claims, so taking preventive steps here is key.

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