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What is a Loss History Report?

TGS

What if that charming house has a history of costly water damage, roof issues, or even fire damage? This is where a loss history report comes inits like a propertys report card for past insurance claims. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

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Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

TGS Insurance » Blog When it comes to insurance claims or selling a car, home, or other big-ticket item, you’ve probably heard terms like actual cash value , replacement value , and market value tossed around like confetti. These terms can feel like they’re written in some cryptic insurance code, right?

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Does Home Insurance Cover Burglary?

Paragon Independent Insurance Agencies

If your home has recently been burglarized and you have home insurance, you might wonder if your policy can assist in the recovery process. The experts at Paragon Independent Insurance Agency, servicing Plano, TX, are ready to address your concerns and guide you through the claims process.

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Grilling Safety Tips for a Secure Memorial Day BBQ

TGS

Now picture a sudden flare-up disrupting the scene or damaging the deck. These incidents can lead to significant property damage or, worse, injuries that result in liability claims. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim.

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How Regular Equipment Maintenance Can Help Prevent Costly Claims

Mark Jackson Insurance Agency

Whether its commercial HVAC units, manufacturing machinery, kitchen appliances, or company vehicles, equipment failures can bring work to a halt, and in some cases, trigger insurance claims with potentially high deductibles. Well-maintained equipment is less likely to fail unexpectedly, cause injury, or lead to property damage.

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Backyard Safety Tips for Fire, Water, and Everything in Between

Mark Jackson Insurance Agency

With more time spent outside comes more exposure to risks that could lead to accidents and insurance claims. For gas grills, inspect the hose and connections before each use to detect leaks or damage. With a little planning and awareness, you can reduce the risk of injury, protect your home, and avoid costly insurance claims.

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Spring Home Maintenance Checklist

TGS

This seasonal refresh isnt just about sprucing things upits also your chance to protect your biggest investment and avoid costly surprises that could lead to an insurance claim. Inspect the Roof for Winter Damage Why it matters: Your roof takes a beating all winter long. What to do: Look for missing or curling shingles.