TGS

MARCH 17, 2025

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. Liability only auto insurance steps in to cover the damage youve done to the other guys car or their medical bills if theyre hurt.

Auto Insurance

Shield Insurance Agency

MAY 12, 2025

As the weather warms up and spring is in full swing, many of us are eager to get our recreational vehicles out and enjoy the season. Whether you own a motorhome, pop-up, ATV, or other recreational toys, it’s crucial to ensure they have the right insurance coverage.

Out-Of-Pocket Expense

Protect Commercial Insurance

MARCH 28, 2025

This is where specialised insurance options like rent guarantee and home emergency insurance come into play. These insurance types are designed to protect your property and your income, providing peace of mind and allowing you to focus on maximising your rental investment.

Insurer

Distinguished

APRIL 21, 2025

The damage is extensive, and tenants are forced to relocate while repairs are underway. Without the right insurance, the landlord absorbs the full financial hit not just from repairs but also from lost rental income. Building ordinance: Helps landlords cover expenses for meeting updated building codes after damage.

Broker

Freeway Insurance

NOVEMBER 19, 2024

You know that your home insurance is there to help you recoup your costs and repair damages to your home after an unexpected situation. But does homeowners insurance cover mold? This pesky fungus can cause serious damage to your property, and getting it fully removed can cost a pretty penny.

Damage

TGS

SEPTEMBER 6, 2023

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent. In order to make sure you have the right continuous coverage, always consult your insurance agent!

Insurance Policy

Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

Home Insurance

Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

Insurance Claim

Smart Insurance Agents

AUGUST 31, 2024

Wondering if your health insurance cover wisdom tooth removal? In this article, we’ll explain the key factors that affect coverage, including your insurance type, medical necessity, and whether the procedure falls under medical or dental insurance. The removal might be classified as a dental procedure.

Out-Of-Pocket

American Agents Alliance

OCTOBER 24, 2024

By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.

Damage

Paragon Independent Insurance Agencies

JULY 31, 2024

When buying a home, your mortgage company will require you to purchase homeowners insurance. Lenders want to ensure their interest in the property is protected if an unfortunate disaster damages it. Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. Reach out to us today!

Deductible

Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

Out-Of-Pocket Expense

Property Insurance Centre

SEPTEMBER 25, 2024

Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. This will afford you adequate insurance cover to meet all the costs of rebuilding in case of total destruction. – Failure to read particular policy documents.

Building

TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim.

Deductible

Shield Insurance Agency

APRIL 19, 2024

Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies. Standard Collision Coverage Standard collision coverage is the most basic form of collision insurance available in Michigan. Which Option Is Right for You?

Auto Insurance

TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance. That’s right.

Insurance Quotes

TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. The more risks your area poses, the more your insurance company will charge to protect you.

Premium

Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. WHAT HAPPENED IN 2023? The inflation spike during 2022 reverberated throughout the U.S.

Home Insurance

TGS

OCTOBER 3, 2023

At TGS Insurance, your free home insurance quote is instant! >> TGSI TIP: Homeowners insurance quotes should always be free. What Makes Your Homeowners Insurance Quote High? A lot of factors go into calculating your home insurance premium. Policy Number 3. Name of Insured 4. Policy Period 5.

Insurance Quotes

Bankers Insurance

AUGUST 8, 2024

THE IMPORTANCE OF ACCURATE VALUATION IN COMMERCIAL PROPERTY INSURANCE When purchasing or renewing commercial property insurance , it’s important for businesses to ensure their coverage includes correct property valuations. That’s where accurate insurance-to-value (ITV) calculations come into play. inflation).

Commercial Property

TGS

OCTOBER 25, 2024

Let’s break down the top reasons your home insurance premium increase might have happened, and what you can do about it. Your Home Aged Since Last Year It might not be something you think about regularly, but the age of your home plays a significant role in determining your insurance premiums.

Home Insurance

TGS

SEPTEMBER 11, 2023

The South Carolina Wind and Hail Underwriting Association, also known as Wind Pool, is an association of insurance providers. This is a last resort after attempting to obtain coverage through the standard insurance market. This covers any damage caused by wind or hail events. What Coverage Does the Wind Pool Offer?

Insurer

Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance

Protect Commercial Insurance

JULY 26, 2024

Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. General Liability Insurance General liability insurance is essential for any business, including tailors. Ask for Discounts Don’t be afraid to ask insurers about any available discounts.

Commercial

Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

Property Insurance

ProWriters

MAY 7, 2025

If a clients Cyber Insurance policy doesnt fully cover HIPAA breach penalties, they could face devastating losses. Major breaches result in class-action lawsuits and reputation damage. If your clients dont have the right HIPAA Cyber Security policy, they are at risk. million in damages. million patient records.

Cyber

Distinguished

JUNE 2, 2025

Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance. Why Ohio Landlords Need Specialized Insurance Understanding real-world claims helps brokers convey the true value of landlord insurance. In fact, 9.3%

Liability

Distinguished

MARCH 25, 2025

For insurance professionals, it can be challenging to understand why these seemingly simple objects can command such high valuations. In short, their value is highly subjective and requires expertise and connections beyond most insurance agents or brokers. However, not all antique duck decoys are worth six figures.

Deductible

Protect Commercial Insurance

MAY 23, 2025

That’s where retail shop and salon insurance comes in. Whether you’re new to the industry or a seasoned pro, understanding these insurance benefits is crucial for peace of mind and long-term success. With coverage specifically for physical assets, you can receive compensation to repair or replace damaged property.

Business Interruption

Protect Commercial Insurance

APRIL 25, 2025

This is where FloodFlash Insurance steps in as a beacon of hope for savvy property investors. Offering tailored insurance solutions, FloodFlash helps protect your valuable assets against the unpredictable wrath of nature, ensuring your investment remains secure and sound even when the waters rise.

Commercial Property