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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

MARCH 12, 2024

On November 20, 2021, after the home was vacant for an extended period of time, unidentified individuals broke into and damaged Plaintiffs’ property, taking various items. After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision. Citing to Allemand v.

Theft 130
Theft Insurance Policy Policy Personal Property 130
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Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

JUNE 12, 2025

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Insurance Quotes 94
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Best Landlord Insurance In West Virginia For Your Rental Property!

Simply Insurance

JUNE 11, 2025

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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

JUNE 11, 2025

Flood Damage: Not Covered by Standard Policies Here’s the big one. Most homeowners don’t realize that standard home insurance does not cover flood damage. How to fix it : Consider adding a separate flood insurance policy through FEMA’s National Flood Insurance Program (NFIP) or a private insurer.

Home Insurance 52
Home Insurance Out-Of-Pocket Damage Policy 52
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Best Landlord Insurance In Maryland For Your Rental Property!

Simply Insurance

JUNE 10, 2025

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The California Wildfires - What Impact Will They Have On Florida Insurance?

Wren Insurance Agency

JANUARY 22, 2025

Here in Florida unfortunately, we know the incredible damage wildfires can do. And while this is positive news, we feel it's important to understand what your home insurance does (and doesn't) cover when it comes to fire damage. In 1998, dry conditions resulted in more than a half million acres burning to the ground.

Home Insurance 65
Home Insurance Insured Insurance Insurer 65
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Best Landlord Insurance In Louisiana For Your Rental Property!

Simply Insurance

JUNE 10, 2025

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