Damage, Insurance Policy and Policy - Insurance Industry Brief

New Oklahoma Law Limits Post-Loss Assignment of Benefits on Property Damage

Insurance Journal

JUNE 13, 2025

Oklahoma lawmakers this legislative session passed a bill limiting post-loss assignment of benefits for property damage under auto, residential or commercial property insurance policies. House Bill 1084 prohibits the solicitation or acceptance of an assignment of any post-loss insurance benefit …

Property Damage

Property Damage Damage Commercial Property Commercial

What Appliance Store Insurance Policies Should I Invest In?

Central Insurance

JUNE 10, 2025

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

Insurance Policy

Insurance Policy Policy Property Damage Theft

Uber Alleges Insurance Fraud Scheme in Florida as It Goes on Legal Offensive

Insurance Journal

JUNE 11, 2025

sued a group of lawyers, medical providers and rideshare drivers it claims staged car accidents, manufactured damages and received unnecessary medical procedures to take advantage of insurance policies in Florida, costing the rideshare giant “several million dollars” … Uber Technologies Inc.

Damage

Damage Insurance Policy Claim Insurer

Lack of Insurable Interest Precludes Recovery for Property Damage

The Property Insurance Law Observer

MARCH 20, 2025

Consequently, the plaintiff was not entitled to indemnity for damage to the property it purported to insure under a commercial property insurance policy. [1] During the policy term, the business claimed that the properties suffered damage caused by a hurricane and submitted a claim to the insurer.

Property Damage

Property Damage Damage Insurer Insurance

Is terrorism covered under an Australian home and contents policy?

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. In a day or two I will address Strata and after than residential landlord policies, and finally private motor. In summary, there is a real mixture of approaches in the Australian General Insurance market.

Policy

Policy Business Interruption Commercial Risk

North Dakota Commissioner Urges Property Damage Assessment After Flash Floods

Insurance Journal

AUGUST 14, 2024

In the wake of flash flooding in the Bismarck-Mandan area, North Dakota Insurance Commissioner Jon Godfread is reminding residents to take immediate steps to assess and document any property damage and to review their insurance policies to understand what is …

Property Damage

Property Damage Damage Insurance Policy Policy

Carolina Woman Charged with Using Mom’s Name to Get Policy, Filing Bogus Claim

Insurance Journal

DECEMBER 2, 2024

A North Carolina woman is set for a court appearance later this month after she was charged with filing a claim on her deceased mom’s house – for damage that occurred before the insurance policy was purchased. Cindy Ramzi Hanna, …

Policy

Policy Claim Damage Insurance Policy

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss.

Policyholder

Policyholder Damage Property Insurance Insurance Policy

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss.

Policyholder

Policyholder Damage Property Insurance Insurance Policy

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

The Property Insurance Law Observer

JUNE 12, 2025

Factual Overview This insurance coverage dispute arose from alleged roof damage caused by a hailstorm. The subject insurance policy covered direct physical loss caused by hail. After receiving the claim, the insurer assigned a claim adjuster to investigate the roof.

Damage

Damage Claim Insurance Companies Policyholder

Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

MARCH 12, 2024

The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. In Cheung, the Plaintiffs, who resided in California, purchased property in scenic Mount Vernon, Washington, in July 2021, and insured the property through a policy of insurance issued by Allstate.

Theft

Theft Insurance Policy Policy Personal Property

Does Commercial Property Insurance Cover Water Damage?

Tosten Marketing

FEBRUARY 27, 2025

Water damage can wreak havoc on commercial properties, leading to costly repairs and business disruptions. At Tosten Marketing, we often hear from business owners wondering about their insurance coverage for such incidents. Commercial property insurance water damage coverage is a complex topic with many nuances.

Commercial Property

Commercial Property Property Insurance Damage Commercial

When No One’s Home: Understanding Roleof Vacancy Insurance

Triple-I: Homeowners Insurance

JUNE 3, 2025

From burst pipes and property theft to liability and squatter intrusion, a home left unoccupied for an extended period is exposed to a unique set of hazards, many of which may not be covered by a standard homeowners’ insurance policy. Water damage is one of the most common and expensive issues in unoccupied homes.

Theft

Theft Damage Liability Insurer

Standard Homeowners’ Insurance Policies Do Not Cover Flood Damage

Boyle Agency Insurance

NOVEMBER 4, 2024

Floods are natural disasters that can cause extensive damage to homes and properties, leaving homeowners with significant financial burdens. While standard homeowners’ insurance may cover certain perils, it often excludes floods. That’s where flood insurance comes in.

Insurance Policy

Insurance Policy Damage Policy Insured

Civil Remedy Notices – What Are They and What Do They Require?

Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed?

Damage

Damage Property Insurance Insurance Policy Insurance Companies

Policyholders and Public Adjusters Often Need to Hire Their Own Experts—Part Two

Property Insurance Coverage Law

JANUARY 6, 2025

In yesterdays post, Policyholders and Public Adjusters Often Need to Hire Their Own Experts, the court found that the insurance policy did not provide coverage for the claimed damages for two primary reasons.1

Policyholder

Policyholder Damage Property Insurance Insurance Policy

Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

JUNE 12, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

New Oklahoma Law Limits Post-Loss Assignment of Benefits on Property Damage

What Appliance Store Insurance Policies Should I Invest In?

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Uber Alleges Insurance Fraud Scheme in Florida as It Goes on Legal Offensive

Lack of Insurable Interest Precludes Recovery for Property Damage

Is terrorism covered under an Australian home and contents policy?

North Dakota Commissioner Urges Property Damage Assessment After Flash Floods

Carolina Woman Charged with Using Mom’s Name to Get Policy, Filing Bogus Claim

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

Court Differentiates Vandalism from Theft in First Party Insurance Policy

Does Commercial Property Insurance Cover Water Damage?

When No One’s Home: Understanding Roleof Vacancy Insurance

Standard Homeowners’ Insurance Policies Do Not Cover Flood Damage

Civil Remedy Notices – What Are They and What Do They Require?

Policyholders and Public Adjusters Often Need to Hire Their Own Experts—Part Two

Best Landlord Insurance In Wyoming For Your Rental Property!

Best Landlord Insurance In West Virginia For Your Rental Property!

Court Says Loose Bolt Remedied by Tightening Does not Constitute “Direct Physical Loss of or Damage” to Property

Why Museums Should Buy a Stand-Alone Fine Art & Collectibles Policy

Best Landlord Insurance In Maryland For Your Rental Property!

Court Says Builder’s Risk Policy Limited Coverage for Additional Insureds

When Is a Policy “Blanket”? A Recent Court Decision Shows It’s Not Always Clear Cut

How Homeowners Insurance Policies Handle Mold Damage

Court Finds Policy Term, “Windstorm,” to be Ambiguous in Coverage Dispute Involving Tornado

Best Landlord Insurance In Louisiana For Your Rental Property!

The Importance of Experts J&S Welding, Inc. v. Liberty Mutual Insurance Company

Best Landlord Insurance In Wisconsin For Your Rental Property!

Purpose Built Flats Insurance and Lift Insurance Policy?

Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

Insurance Considerations When Expanding Your Business to a New Location

What Perils Are Covered by Commercial Property Insurance?

Best Landlord Insurance In North Carolina For Your Rental Property!

Best Landlord Insurance In New Hampshire For Your Rental Property!

Best Landlord Insurance In Delaware For Your Rental Property!

Split Decision: Florida Districts Clash Over Insurance Coverage for Unperformed Repairs

Best Landlord Insurance In Minnesota For Your Rental Property!

Best Landlord Insurance In New York For Your Rental Property!

Best Landlord Insurance In Oklahoma For Your Rental Property!

Best Landlord Insurance In Connecticut For Your Rental Property

Best Landlord Insurance In DC For Your Rental Property!

Best Landlord Insurance In Arkansas For Your Rental Property

Insurance Insider: Expert tips to prevent water damage in your home.

Best Landlord Insurance In New Mexico For Your Rental Property!

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