Freeway Insurance

JANUARY 3, 2025

Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. This latest change could disproportionately affect communities where insurance costs already strain household budgets. million uninsured drivers in the state.

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TGS

MARCH 4, 2025

10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. SR-22 or FR-44 Requirement: If youre caught without insurance or involved in an accident, you might be required to file an SR-22 or FR-44 form, proving you have insurance. This often comes with higher premiums.

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TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Wrapping Up: Is a Smart Home Insurance Discount Worth It? In short, yes!

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Freeway Insurance

OCTOBER 8, 2023

What Is A Car Insurance Claim? A car insurance claim is like asking your insurance company for help when something bad happens to you and your car. It could be an accident, theft or storm damage, for example. This is called a premium increase. One important factor is the type of insurance you have.

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TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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TGS

JANUARY 6, 2025

Will These Changes Impact Insurance Premiums? Yes, raising minimum coverage requirements is likely to result in higher premiums for drivers. Insurers will need to adjust rates to accommodate the increased coverage levels. Why Are the Minimum Limits Increasing?

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TGS

NOVEMBER 1, 2024

Avoid standing in the middle of the road or putting yourself in harm’s way while assessing the damage. In many states, you’re required to file a police report for accidents that involve injuries or significant property damage. Plus, having a police report on file can help you later when dealing with insurance claims.

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TGS

DECEMBER 13, 2024

Jewelry insurance can help replace the item, even if its never found. Damage : Accidents happena clasp breaks, a stone gets chipped, or a chain snaps. For example, insuring a $5,000 ring might only set you back $50$100 per yeara small price to pay for peace of mind. Is Coverage for My Jewelry Worth It?

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TGS

SEPTEMBER 11, 2023

This covers any damage caused by wind or hail events. With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. Calculating Your Rates With Wind Pool Insurance providers calculate your premium based on many different factors.

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TGS

DECEMBER 2, 2024

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. What Happens If You’re Caught Driving Without Insurance in Florida? SR-22 filings often result in higher insurance premiums, so expect your rates to climb. These aren’t optional—they’re mandatory.

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

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TGS

DECEMBER 4, 2024

And if your tree includes built-in lights, inspect the wiring for any signs of wear or damage. Replace damaged strings immediately. Artificial trees should be stored in a cool, dry place to prevent damage and prolong their life. When shopping for an artificial tree, look for one labeled as “fire-resistant” or “flame-retardant.”

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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Cover4LetProperty

JANUARY 2, 2024

Getting the most appropriate insurance cover for your let property is therefore worth more than a second thought and something which you might prefer to entrust to a specialist insurance provider. The post Getting the most appropriate cover for your let property appeared first on Cover4LetProperty.

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Distinguished

SEPTEMBER 25, 2024

Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Property damage : Damages to the building that is being constructed or renovated. Equipment : Covers damages to or theft of equipment used on the job site.

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Cover4LetProperty

AUGUST 15, 2022

Perhaps the most suitable way of finding cover that meets your needs and at a price that you find realistic is by comparing landlord insurance policies (or let us make those comparisons on your behalf by using our landlord insurance quote service). Remember that all buy to let insurance policies will differ in certain respects.

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TGS

SEPTEMBER 6, 2023

In that case, your insurance carrier may consider it vacant, which means you won’t be protected from damage caused by intruders. Ask your insurance agent if you will need an unoccupied policy to protect your home and belongings during your renovation. Make sure you consult your insurance agent to maximize your savings.

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Maritime Insurance International

JUNE 5, 2020

When buying boat insurance, you will have the opportunity to select your coverage options. Boat insurance costs can vary. There are a range of factors that may impact the premium you will pay for your policy. Whether you need to insure a luxury yacht, charter vessel, or your family boat, we can help.

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TGS

NOVEMBER 25, 2024

That’s where homeowners insurance steps in. Here’s how it can help if things don’t go quite as planned: Property Protection: Whether it’s smoke damage in the kitchen or a full-scale rebuild after a larger fire, insurance can cover repair and replacement costs. Ready to review your policy?

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Property Insurance Centre

MAY 20, 2024

This could mean that if the property is insured for 50% of its correct rebuilding cost, the insurer only pays 50% of the claimed amount. damage caused by a leak). The clause or condition of the block of flats insurance policy may vary between insurers. This can apply to a total loss (e.g.

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Freeway Insurance

OCTOBER 26, 2023

What Other Factors Determine What I’ll Pay for Auto Insurance? Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. Here’s more information on those and other factors in car insurance calculation.

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Jackson & Jackson

AUGUST 16, 2024

This guide aims to shed light on the basics of homeowners insurance, the challenges specific to California’s insurance market, the reasons why finding coverage is more challenging now, tips for homeowners to navigate these obstacles, and a glimpse into the future of homeowners insurance in the state.

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Protect Commercial Insurance

DECEMBER 6, 2024

With more frequent natural disasters like floods and wildfires, companies are increasingly vulnerable to physical damages and operational disruptions. Additionally, expect insurers to reward companies that demonstrate environmental stewardship through lower premiums or specialised incentives.

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TGS

JANUARY 28, 2025

For instance, upgrading electrical panels, replacing old wiring, or installing hardwired smoke detectors can help prevent accidents and lower your insurance premiums. Plus, insurers may offer discounts for safety upgrades like a new roof or impact-resistant windows. Hiring licensed plumbers can save you from future headaches.

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