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Decision: Insurer Prevails on Motion in Limine to Exclude RCV Evidence at Trial

The Property Insurance Law Observer

Clear Blue Specialty Insurance Company , No. District Court for the Middle District of Florida granted the insurers motion in limine and excluded evidence and testimony regarding replacement cost value of damages, matching, and to limit damages to direct physical loss. 6:23-cv-2025-ACC-DCI, 2024 U.S. LEXIS 219390 (M.D.

Damage 130
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Valuables Insurance Coverage: Art Insurance Fire Claim Headed to Trial

Property Insurance Coverage Law

One of the more complex damage issues that must be addressed in all fire, smoke, and heat claims is the amount of damage to personal property in areas of a structure far away from the main fire.

Claim 189
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Louisiana Court Finds That an Insured Breached its Duty to Cooperate

The Property Insurance Law Observer

June 24, 2024) offers valuable lessons for policyholders regarding the importance of cooperation in the insurance claims process. In Marcantel , the plaintiff suffered damage from Hurricane Laura at two properties in Louisiana. The ruling in Marcantel emphasizes the importance of cooperation in the insurance claims process.

Damage 130
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The California Wildfires - What Impact Will They Have On Florida Insurance?

Wren Insurance Agency

It's hard to imagine the enormous impact this tragic event will have on the state's insurance industry. Here in Florida unfortunately, we know the incredible damage wildfires can do. These risks are rated at a local level, not national, so the current fires in California will not affect Florida's home insurance rates.

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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Plaintiffs argued that the damage was covered under the policy, primarily resulting from theft.

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Business Owner’s Policy for Restaurants

Distinguished

To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong. A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution.

Policy 40
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Grilling Safety Tips for a Secure Memorial Day BBQ

TGS

TGS Insurance Blog Memorial Day weekend marks the start of summer, with backyards filled with the aroma of sizzling burgers and the buzz of friends and family gathered for a festive BBQ. Now picture a sudden flare-up disrupting the scene or damaging the deck.