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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Flood Damage: Not Covered by Standard Policies Here’s the big one. Most homeowners don’t realize that standard home insurance does not cover flood damage. That means if a hurricane, storm surge, or even a heavy rainfall causes water to enter your home, you could be left paying out of pocket. A tree falling on your roof?

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Understanding Retail Shop & Salon Insurance: A Comprehensive Guide for UK Business Owners

Protect Commercial Insurance

From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. Insurance helps protect those investments from potential losses due to theft, fire, or other damages. Introduction Hello, savvy UK business owners!

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Landlord Insurance in Ohio: Get a Quote from Distinguished

Distinguished

Some of the most common claims we see in the state include: Frozen pipes in winter that cause water damage to basements or walls. Wind or hail damage to siding and roofing systems. Winter brings heavy snowfall and cold temperatures, and with it, ice dams and frozen pipes, which can cause significant property damage. 

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Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

Distinguished

The damage is extensive, and tenants are forced to relocate while repairs are underway. However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. Sewer and drain backup: Protects against water damage from plumbing backups.

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Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Let’s dive in and find out what each offers! Let’s delve into what landlord insurance offers and why it might be the right choice for you as a property owner renting out one or more homes. It’s crucial because it ensures you won’t have to bear the financial burden of significant repairs out of pocket.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. Location, Location, Location Where your home is located has a huge impact on your premium.

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Insurance Coverage for Your Tiny House

Paragon Independent Insurance Agencies

Ensure your tiny house is insured against theft and damage. This coverage will cover the cost of repairing your tiny home and reimburse any out-of-pocket expenses you incur as the primary owner. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy.