The Property Insurance Law Observer

MARCH 12, 2024

On November 20, 2021, after the home was vacant for an extended period of time, unidentified individuals broke into and damaged Plaintiffs’ property, taking various items. Plaintiffs argued that the damage was covered under the policy, primarily resulting from theft.

Theft 130

Theft Insurance Policy Policy Personal Property 130

TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. Now picture a sudden flare-up disrupting the scene or damaging the deck. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim.

Liability 52

Liability Property Damage Injury Damage 52

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 64

Insurance Quotes Life Insurance Insured Insurance 64

Simply Insurance

JUNE 9, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. If your home becomes uninhabitable, your income loss protection will come into action, reimbursing the rent that your tenant was supposed to pay.

Insurance Quotes 59

Insurance Quotes Life Insurance Workers Comp License 59

Simply Insurance

JUNE 11, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 59

Insurance Quotes Life Insurance Insured Insurance 59

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 9, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 11, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 9, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 9, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential.

Home Insurance 52

Home Insurance Out-Of-Pocket Insured Insurance 52

Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. Personal liability coverage provides financial protection for events where another person is injured and you are determined to be at fault. You want more coverage options than your home policy provides.

Property Damage 40

Property Damage Damage Insurance Policy Home Insurance 40

TGS

SEPTEMBER 6, 2023

Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. Ask your insurance agent if you will need an unoccupied policy to protect your home and belongings during your renovation.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. The law protects all land designated “beach” by the legislature.

Insured 52

Insured Insurance Insurer Out-Of-Pocket 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Designed specifically for the needs of collectors, this specialized coverage offers protection tailored to the high values and distinct risks associated with collectible items. What is Collectibles Insurance?

Insured 52

Insured Insurance Insurer Policy 52

American Agents Alliance

JANUARY 11, 2025

These wildfires have caused historic damage, claimed lives, and threatened communities. Agents are critical in educating policyholders to help close the coverage gap and ensure those at high risk have sufficient insurance protection. When consumers do not carry sufficient insurance coverage, everyone is at risk.

Insurance Industry 52

Insurance Industry Risk Broker-Agent Policyholder 52

American Agents Alliance

SEPTEMBER 30, 2024

Discuss how to inventory personal property with receipts, photos, and videos. Provide a checklist so your policyholders can easily keep track of personal property. Local resources from the community or region can be helpful when homeowners need to protect their property and reduce their potential exposure to loss.

Policyholder 40

Policyholder Broker-Agent Personal Property Agents 40

Freeway Insurance

DECEMBER 24, 2024

However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property. Just like your property needs regular maintenance to stay in tip-top shape, your insurance also needs regular adjustments to ensure it meets your needs. Insurance reviews can also protect you from overpaying.

Home Insurance 52

Home Insurance Insurance Policy Policy Insured 52

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. What is Homeowners Insurance?

Insured 52

Insured Insurance Insurer Risk 52

Wren Insurance Agency

MAY 22, 2024

For example, if your bylaws state that your HOA covers roof replacement, it is likely you will only need to purchase condo insurance, or a "walls-in" HO6 policy to cover your personal property and items within the unit itself like walls and fixtures.

Policy 52

Policy Insured Insurance Insurer 52

Shield Insurance Agency

MAY 29, 2024

Renter’s Insurance Michigan: Protecting Your Rental Home Renters insurance in Michigan is designed to protect your personal belongings and provide liability coverage in the event of unexpected disasters or accidents. This added protection provides peace of mind for tenants, knowing that they have a safety net in place.

Liability 40

Liability Insurance Agency Protection Insured 40

Property Insurance Centre

MAY 20, 2024

This could mean that if the property is insured for 50% of its correct rebuilding cost, the insurer only pays 50% of the claimed amount. damage caused by a leak). Terrorism Cover for Block of Flats Insurance policies for individual houses typically include cover for damage or loss caused by an Act of Terrorism.

Building 52

Building Liability Insured Insurance 52