Remove Damage Remove Personal Property Remove Risk
article thumbnail

Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Flood Damage: Not Covered by Standard Policies Here’s the big one. Most homeowners don’t realize that standard home insurance does not cover flood damage. Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. Your base policy won’t usually pay for these upgrades.

article thumbnail

Best Homeowners Insurance In Maryland To Cover Your Home

Simply Insurance

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Business Owner’s Policy for Restaurants

Distinguished

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory.

article thumbnail

Best Homeowners Insurance In Illinois To Cover Your Home

Simply Insurance

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

article thumbnail

The California Wildfires - What Impact Will They Have On Florida Insurance?

Wren Insurance Agency

Here in Florida unfortunately, we know the incredible damage wildfires can do. These risks are rated at a local level, not national, so the current fires in California will not affect Florida's home insurance rates. In 1998, dry conditions resulted in more than a half million acres burning to the ground.

article thumbnail

Best Homeowners Insurance In Arizona To Cover Your Home!

Simply Insurance

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

article thumbnail

Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. Before you hand over the keys to your weekend guests, here’s what you need to know about the risks, the gaps, and the insurance solutions that protect vacation rental hosts.