Remove Damage Remove Personal Property Remove Theft
article thumbnail

Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Flood Damage: Not Covered by Standard Policies Here’s the big one. Most homeowners don’t realize that standard home insurance does not cover flood damage. Many insurers in hurricane-prone areas carve out windstorm damage from standard home insurance. A tree falling on your roof? Most likely.

article thumbnail

Business Owner’s Policy for Restaurants

Distinguished

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. A typical homeowners insurance policy is designed for owner-occupied properties. The answer isn’t always simple. What About “Occasional” Rentals?

article thumbnail

Harp Insurance: Protect Rare and Valuable Instruments With Distinguished

Distinguished

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Harp insurance is specialized coverage designed to protect high-value harps against risks like accidental damage, theft, fire, and transit losses.

article thumbnail

Harp Insurance: Protect Rare and Valuable Instruments With Distinguished

Distinguished

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Harp insurance is specialized coverage designed to protect high-value harps against risks like accidental damage, theft, fire, and transit losses.

article thumbnail

Best Landlord Insurance In West Virginia For Your Rental Property!

Simply Insurance

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs.

article thumbnail

Best Landlord Insurance In North Carolina For Your Rental Property!

Simply Insurance

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs.