The Property Insurance Law Observer

MARCH 12, 2024

The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. On November 20, 2021, after the home was vacant for an extended period of time, unidentified individuals broke into and damaged Plaintiffs’ property, taking various items. Allstate Vehicle & Prop.

Theft 130

Theft Insurance Policy Policy Personal Property 130

The Property Insurance Law Observer

JULY 29, 2024

Actual cash value of the stolen or damaged property less the deductible; or 2. Payment of loss We may pay for loss in money or repair or replace the damaged or stolen property. If we return stolen property we will pay for any damage resulting from the theft. Our limit of liability for loss will be the lesser of the: 1.

Policyholder 130

Policyholder Damage Deductible Liability 130

ProWriters

FEBRUARY 23, 2025

China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop. Security experts also believe China and Iran pose significant cyber risks.

Cyber 53

Cyber Insured Insurance Insurer 53

American Agents Alliance

MAY 15, 2025

Policyholders are enjoying recreational activities like pools and backyard BBQs, hosting family and friends, and traveling to local events and weekend getaways. While fun, these activities can increase summertime risks for policyholders. Exposures like liability, theft, and property damage are high.

Risk 52

Risk Policyholder Broker-Agent Cyber 52

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. It may also cover damage caused by burst pipes, subsidence, or accidental damage.

Building 52

Building Insured Insurance Insurer 52

Property Insurance Centre

NOVEMBER 11, 2024

Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing. Insurers, do not however, look on negatively when a customer claims for substantial damage when they need genuine help.

Insured 52

Insured Insurance Insurer Premium 52

ProWriters

JUNE 4, 2025

The theft of these high-profile, high-priced tickets highlights online ticketing platforms’ need for Cyber Liability Insurance. ” It gives them the protection and resources they need to mitigate the financial damage, let alone the Bad Blood, these incidents can cause, and to “Begin Again.”

Cyber 52

Cyber Liability Insurance Liability Insured 52