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Landlord Insurance in Ohio: Get a Quote from Distinguished

Distinguished

Some of the most common claims we see in the state include: Frozen pipes in winter that cause water damage to basements or walls. Wind or hail damage to siding and roofing systems. Winter brings heavy snowfall and cold temperatures, and with it, ice dams and frozen pipes, which can cause significant property damage. 

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What Your Clients Must Know About Cyber Insurance War Exclusions

ProWriters

China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop. Security experts also believe China and Iran pose significant cyber risks.

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Compare Condo Insurance Quotes Online!

Simply Insurance

Loss assessment coverage can vary based on your deductible choice, providing additional protection for shared property damage or liability claims. Their policies are designed to protect your condo and personal belongings, providing peace of mind for policyholders. How Much Does a Deductible Choice Loss Assessment Policy Cost?

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Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down 

Agency Height

No damage to your home, no claims filed… and yet, your home insurance premium goes up at renewal. When an insurer assesses your premium, they evaluate you as an individual policyholder and the broader environment around you —especially your ZIP code or even block. But then, something out of your control happens. Sounds unfair?

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LGBTQIA+ Homeownership Gap May Be Fueling Insurance Protect Gap

Triple-I: Homeowners Insurance

They can face serious financial risks in the event of a loss, theft, disaster, or personal liability event. Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic. Protecting this asset and its contents makes good financial sense.

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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. On November 20, 2021, after the home was vacant for an extended period of time, unidentified individuals broke into and damaged Plaintiffs’ property, taking various items. Allstate Vehicle & Prop.

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Fifth Circuit Holds That Sales Tax is Not a Component of Actual Cash Value

The Property Insurance Law Observer

Actual cash value of the stolen or damaged property less the deductible; or 2. Payment of loss We may pay for loss in money or repair or replace the damaged or stolen property. If we return stolen property we will pay for any damage resulting from the theft. Our limit of liability for loss will be the lesser of the: 1.