Damage, Property Damage and Protection - Insurance Industry Brief

What Appliance Store Insurance Policies Should I Invest In?

Central Insurance

JUNE 10, 2025

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

Insurance Policy

Insurance Policy Policy Property Damage Theft

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

The Property Insurance Law Observer

MAY 20, 2025

Shortly after the Plaintiff purchased the Policy, the house was damaged by a fire. Plaintiff submitted a claim to the Insurer for the damage. These documents included a rough property damage estimate, an invoice for emergency response, photographs of fire damage, and partial bank records.

Claim

Claim Damage Property Damage Policy

Employee Dishonesty Claims—How Far Back Does Coverage Extend?

Property Insurance Coverage Law

APRIL 16, 2025

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. However, one of the most damaging and often overlooked threats comes from within: employee theft.

Property Damage

Property Damage Theft Claim Damage

Excavation Contractor Insurance: Five Policies You Need to Protect Your Business

Central Insurance

JANUARY 20, 2025

Discover how excavation contractor insurance protects your business from risks like property damage, liability, and equipment loss. The post Excavation Contractor Insurance: Five Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

Protection

Protection Policy Property Damage Liability

Contractor Insurance is Essential for Home Improvements

Boyle Agency Insurance

APRIL 4, 2025

Imagine a scenario where a contractor accidentally damages your property or a worker gets injured while working on your home. Let’s explore why verifying contractor insurance matters and how it shields your property during renovations or repairs. Without proper insurance, you could be held liable.

Property Damage

Property Damage Injury Damage Liability

5 Types of Insurance for Retail Stores

Central Insurance

NOVEMBER 15, 2024

Learn about the essential types of insurance for retail stores and how to protect against risks like theft, liability, and property damage. The post 5 Types of Insurance for Retail Stores appeared first on Central Insurance Blog.

Property Damage

Property Damage Theft Liability Damage

What is LRO Insurance?

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

General Liability

General Liability Commercial Property Property Damage Commercial

The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters.

Commercial Property

Commercial Property Property Insurance Commercial Business Interruption

Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

HOA Insurance: Everything You and Your Clients Need to Know

Distinguished

JUNE 16, 2025

Homeowners association insurance is a package policy designed to protect the shared property and liability exposures of a residential community — whether that’s a condo complex, townhomes, or a single-family home subdivision governed by an HOA. What is HOA Insurance? What Does HOA Insurance Typically Cover?

Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

Workers Compensation Liability Property Damage Inland Marine Insurance

Best Landlord Insurance In West Virginia For Your Rental Property!

Simply Insurance

JUNE 11, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Business Owner’s Policy for Restaurants

Distinguished

MAY 19, 2025

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. This type of insurance is especially valuable for restaurants looking to simplify their coverage without sacrificing protection.

Policy

Policy Business Owners Policy General Liability Liability

Grilling Safety Tips for a Secure Memorial Day BBQ

TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. Now picture a sudden flare-up disrupting the scene or damaging the deck. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim.

Liability

Liability Property Damage Injury Damage

New Commercial Insurance: A Key Component in Michigan Warehouse Operations

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. These risks can lead to significant financial losses if not properly managed.

Commercial Insurance

Commercial Insurance Commercial Insurance Agency Injury

Top 6 East Coast Areas at Most Risk for Storm Surges

McMahon Insurance Agency

AUGUST 7, 2024

Storm surges pose a significant threat to coastal communities, often resulting in catastrophic flooding, extensive property damage, and loss of […]

Property Damage

Property Damage Risk Damage Insurance Companies

Best Landlord Insurance In Maryland For Your Rental Property!

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

How Regular Equipment Maintenance Can Help Prevent Costly Claims

Mark Jackson Insurance Agency

MAY 21, 2025

Its a key risk management strategy that can protect your bottom line. Well-maintained equipment is less likely to fail unexpectedly, cause injury, or lead to property damage. For example, a neglected air conditioning unit might leak and cause water damage, or an unmaintained forklift might malfunction and injure an employee.

Claim

Claim Injury Property Damage Commercial

Best Landlord Insurance In Louisiana For Your Rental Property!

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Driving Without Insurance in Florida

TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident.

Auto Insurance

Auto Insurance Insured License Insurance

Best Landlord Insurance In Delaware For Your Rental Property!

Simply Insurance

JUNE 9, 2025

If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. If your home becomes uninhabitable, your income loss protection will come into action, reimbursing the rent that your tenant was supposed to pay.

Insurance Quotes

Insurance Quotes Life Insurance Workers Comp License

Best Landlord Insurance In Wisconsin For Your Rental Property!

Simply Insurance

JUNE 11, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Landlord Insurance in Colorado: Coverages, Costs, and Benefits

Distinguished

APRIL 29, 2025

Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income. Discover why landlord insurance is vital for property owners in Colorado, the protections Distinguished can offer, and how brokers can help their clients secure the best policies.

Liability

Liability Financial Loss Insured Insurance

How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

So, how do you determine which commercial insurance products will best protect your business? Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. We understand that every company has different needs.

Commercial Insurance

Commercial Insurance Commercial Insurance Agency General Liability

Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure. How Much Does Restaurant Insurance Cost in Charlotte?

Liability

Liability Liability Insurance Insured Insurance

Protect Your Finances: The Truth About Small Insurance Claims

Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

Insurance Claim

Insurance Claim Claim Protection Out-Of-Pocket

Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

Distinguished

APRIL 21, 2025

Imagine a property owner in Chicago is facing a burst pipe in the middle of winter. The damage is extensive, and tenants are forced to relocate while repairs are underway. Distinguisheds coverage options, cost factors, and tailored solutions are designed to protect Chicagos property owners. In Chicago alone, more than 2.7

Broker

Broker Liability Broker-Agent Building

Best Landlord Insurance In North Carolina For Your Rental Property!

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Best Landlord Insurance In New Hampshire For Your Rental Property!

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Renovations and Home Insurance: What You Need to Know

Boyle Agency Insurance

FEBRUARY 3, 2025

Whether you’re planning a small makeover or a major remodel, understanding the insurance implications can help you protect your investment. Embarking on a home renovation project is an exciting endeavor that can breathe new life into your living space and add value to your property.

Home Insurance

Home Insurance Theft License Insured

INSURANCE FOR YOUR NJ WEDDING

Boyle Agency Insurance

MARCH 31, 2025

Property Damage – Valuable gifts get broken, or the wedding gown is ruined. Professional Vendor Issues – the wedding venue you chose has closed, the photographer didn’t show, or the band you booked has broken up. These last-minute problems can leave you scrambling for alternatives at a very stressful time.

Insured

Insured Insurance Insurer Property Damage

Best Landlord Insurance In Minnesota For Your Rental Property!

Simply Insurance

JUNE 9, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Court Finds No Coverage for Loss Caused by Water Back Up Through a Storm Drain

The Property Insurance Law Observer

MARCH 4, 2024

26, 2024), the Western District of Washington considered competing motions for partial summary judgment in a property damage case involving a winter storm, where large amounts of rain and melted snow backed the drain up and the force of the water pushed through the exterior door causing damage to the entire basement level.

Damage

Damage Policy Claim Property Damage

Best Landlord Insurance In New York For Your Rental Property!

Simply Insurance

JUNE 11, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Best Landlord Insurance In Oklahoma For Your Rental Property!

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Best Landlord Insurance In Connecticut For Your Rental Property

Simply Insurance

JUNE 9, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Best Landlord Insurance In DC For Your Rental Property!

Simply Insurance

JUNE 9, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Best Landlord Insurance In Arkansas For Your Rental Property

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

Best Landlord Insurance In New Mexico For Your Rental Property!

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

How Automatic Water Shut-off Systems Can Help Homeowners Avoid Costly Water Damage

Scott Insurance

JULY 9, 2024

Water damage, one of the leading and most costly causes of property damage in the U.S., However, many homeowners are unaware of one simple solution that can prevent damage, save them money and give them peace of mind. Often, water damage inside the home is caused by leaks in the plumbing system.

Damage

Damage Theft Property Damage Insurance Carrier

Best Landlord Insurance In New Jersey For Your Rental Property!

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Insurance Quotes Life Insurance Insured Insurance

How to Protect your Business Against Frozen Pipes and Sprinkler Systems

Bankers Insurance

NOVEMBER 15, 2023

How to Protect your Business Against Frozen Pipes and Sprinkler Systems In the winter season, businesses encounter unique property challenges, notably the potential for frozen pipes and sprinkler systems. These issues can lead to expensive damage, operational disruptions, and potential safety hazards.

Protection

Protection Damage Building Property Damage

Commercial Insurance and Protection of Business Property

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Call us today for the most updated information.

Commercial Insurance

Commercial Insurance Commercial Protection Business Interruption

Protect Your Business: 5 Essential Insurance Policies You Might Be Overlooking

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy

Insurance Policy Protection Policy Business Interruption

What Appliance Store Insurance Policies Should I Invest In?

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

Trending Sources

Employee Dishonesty Claims—How Far Back Does Coverage Extend?

Excavation Contractor Insurance: Five Policies You Need to Protect Your Business

Contractor Insurance is Essential for Home Improvements

5 Types of Insurance for Retail Stores

What is LRO Insurance?

The Importance of Commercial Property Insurance for UK Small Businesses

Best Landlord Insurance In Wyoming For Your Rental Property!

HOA Insurance: Everything You and Your Clients Need to Know

Insurance Considerations When Expanding Your Business to a New Location

Best Landlord Insurance In West Virginia For Your Rental Property!

Business Owner’s Policy for Restaurants

Grilling Safety Tips for a Secure Memorial Day BBQ

New Commercial Insurance: A Key Component in Michigan Warehouse Operations

Top 6 East Coast Areas at Most Risk for Storm Surges

Best Landlord Insurance In Maryland For Your Rental Property!

How Regular Equipment Maintenance Can Help Prevent Costly Claims

Best Landlord Insurance In Louisiana For Your Rental Property!

Driving Without Insurance in Florida

Best Landlord Insurance In Delaware For Your Rental Property!

Best Landlord Insurance In Wisconsin For Your Rental Property!

Landlord Insurance in Colorado: Coverages, Costs, and Benefits

How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Protect Your Finances: The Truth About Small Insurance Claims

Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

Best Landlord Insurance In North Carolina For Your Rental Property!

Best Landlord Insurance In New Hampshire For Your Rental Property!

Renovations and Home Insurance: What You Need to Know

INSURANCE FOR YOUR NJ WEDDING

Best Landlord Insurance In Minnesota For Your Rental Property!

Court Finds No Coverage for Loss Caused by Water Back Up Through a Storm Drain

Best Landlord Insurance In New York For Your Rental Property!

Best Landlord Insurance In Oklahoma For Your Rental Property!

Best Landlord Insurance In Connecticut For Your Rental Property

Best Landlord Insurance In DC For Your Rental Property!

Best Landlord Insurance In Arkansas For Your Rental Property

Best Landlord Insurance In New Mexico For Your Rental Property!

How Automatic Water Shut-off Systems Can Help Homeowners Avoid Costly Water Damage

Best Landlord Insurance In New Jersey For Your Rental Property!

How to Protect your Business Against Frozen Pipes and Sprinkler Systems

Commercial Insurance and Protection of Business Property

Protect Your Business: 5 Essential Insurance Policies You Might Be Overlooking

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