Insurance Journal

JANUARY 27, 2025

Sweden detained a vessel suspected of damaging a subsea data cable connecting it with Latvia, the third such incident in the Baltic Sea in the past three months. The Security Service said it’s conducting a preliminary investigation into the crime …

Crime

The Property Insurance Law Observer

MAY 20, 2025

Shortly after the Plaintiff purchased the Policy, the house was damaged by a fire. Plaintiff submitted a claim to the Insurer for the damage. These documents included a rough property damage estimate, an invoice for emergency response, photographs of fire damage, and partial bank records.

Claim

Central Insurance

JUNE 10, 2025

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

Insurance Policy

Triple-I: Homeowners Insurance

JUNE 3, 2025

Without anyone home to detect the issue, water had leaked for days possibly weeks causing severe damage to ceilings, walls, flooring, heating and electrical systems. Water damage is one of the most common and expensive issues in unoccupied homes. Water damage is one of the most common and expensive issues in unoccupied homes.

Theft

Protect Commercial Insurance

JUNE 20, 2025

Introduction to Office Insurance Running a successful business goes beyond offering excellent products or services—protecting your business assets is equally crucial. In the UK, office insurance provides peace of mind by protecting everything from furniture to essential equipment, making it a must-have for business owners.

Protection

Distinguished

MARCH 20, 2025

In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market. The court awarded her a staggering $13 million in damages.

Building

Protect Commercial Insurance

JULY 18, 2025

It’s not about doing something on purpose – it’s about carelessness that leads to damage. And finally, there must be damages – a real injury or financial loss. Even if you never intended harm, a single incident can lead to hefty legal fees, compensation payouts, reputational damage and higher premiums in future.

Liability

Property Insurance Coverage Law

APRIL 16, 2025

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. However, one of the most damaging and often overlooked threats comes from within: employee theft.

Property Damage

Distinguished

JUNE 16, 2025

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Harp insurance is specialized coverage designed to protect high-value harps against risks like accidental damage, theft, fire, and transit losses.

Protection

Distinguished

JUNE 16, 2025

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Harp insurance is specialized coverage designed to protect high-value harps against risks like accidental damage, theft, fire, and transit losses.

Protection

Mark Jackson Insurance Agency

MARCH 5, 2025

Exterior view of a suburban home by Binyamin Mellish Severe weather can strike at any time, bringing heavy rain, strong winds, hail, snow, or extreme heat that can damage your home. Preparing your property in advance can minimize potential damage, reduce costly repairs, and keep your family safe.

Protection

Protect Commercial Insurance

APRIL 11, 2025

This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. In essence, commercial property insurance acts as a financial safety net, enabling businesses to recover from unexpected damages that could otherwise severely disrupt operations.

Commercial Property

Shield Insurance Agency

JUNE 19, 2025

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims. Peace of Mind Knowing your business is protected against various risks reduces stress for business owners, allowing you to focus on growth and operations.

Business Insurance

Unitas Financial Services

APRIL 16, 2025

This quick Spring checklist covers essential maintenance tasksfrom inspecting HVAC systems and checking for winter damage to refreshing landscaping and testing smoke detectors. Stay ahead of costly repairs, keep tenants happy, and protect your property investments by tackling these must-do items this Spring.

Damage

Protect Commercial Insurance

JUNE 6, 2025

This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. Just like you wouldn’t drive without car insurance, your business premises need protection too. Without it, all your hard work could crumble in an instant.

Commercial Property

Shield Insurance Agency

FEBRUARY 28, 2025

Essential Home Insurance Tips for Your Adobe Oasis Create an Inventory The first step towards protecting your home and its contents is to create an inventory of your home’s interior and exterior. Ensure adequate drainage for your indoor and outdoor water systems to prevent water damage.

Home Insurance

Boyle Agency Insurance

APRIL 4, 2025

Imagine a scenario where a contractor accidentally damages your property or a worker gets injured while working on your home. It ensures that the contractor is financially equipped to handle damages or injuries that may occur on-site. Without proper insurance, you could be held liable.

Property Damage

Boyle Agency Insurance

JUNE 30, 2025

Are You Covered For Flood Damage? Natural disasters such as floods can cause a lot of damage to homes and properties. You need flood insurance to cover the damage done to your home and property in NJ. A flood can happen anywhere and even minor flooding can cause a lot of damage to your property.

Damage

Distinguished

MAY 19, 2025

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. This type of insurance is especially valuable for restaurants looking to simplify their coverage without sacrificing protection. What is a Business Owners Policy (BOP)?

Policy

Protect Commercial Insurance

MAY 9, 2025

From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. Protecting Your Business from Financial Losses Imagine a scenario: it’s a typical busy Friday afternoon, your shop is bustling with customers, and suddenly, an unexpected incident occurs.

Liability Insurance

Top Insurance Blogs

JULY 14, 2025

This coverage doesn’t protect against car collisions or property damage. Many are surprised to learn that, beyond health and pension, professional liability insurance for freelancers in Germany is essential, not optional.

Professional Liability Insurance

Distinguished

MAY 6, 2025

Discover how inland marine insurance protects businesses with mobile assets, the industries that benefit the most, and how brokers can leverage this coverage to support their clients while expanding their book of business. Businesses with mobile property whether equipment, materials, or cargo need protection beyond standard policies.

Inland Marine Insurance

Simply Insurance

JUNE 28, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

TGS

FEBRUARY 14, 2025

TGS Insurance Blog Valuable Articles Insurance: Protect What You Love This Valentine’s Day Roses wilt, chocolates disappear, and even the most extravagant date nights become cherished memories. But heres something we often overlook: what happens if that gift is lost, stolen, or damaged? But the perfect Valentines Day gift?

Protection

TGS

JUNE 11, 2025

Flood Damage: Not Covered by Standard Policies Here’s the big one. Most homeowners don’t realize that standard home insurance does not cover flood damage. Many insurers in hurricane-prone areas carve out windstorm damage from standard home insurance. Windstorm Exclusions in Coastal Areas Live near the coast?

Home Insurance

Boyle Agency Insurance

FEBRUARY 3, 2025

Whether you’re planning a small makeover or a major remodel, understanding the insurance implications can help you protect your investment. It provides coverage for property damage and theft of building materials during the renovation process. This coverage safeguards your investment from unexpected setbacks.

Home Insurance

Specialty Insurance

JULY 22, 2025

The appearance of conflicts can be just as damaging as actual conflicts, leading to costly litigation regardless of the trustee's actual conduct. Professional guidance is essential for navigating policy options, managing costs, and ensuring adequate protection for those serving in this complex dual role.

Damage

Simply Insurance

JUNE 11, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

TGS

JUNE 18, 2025

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. Before you hand over the keys to your weekend guests, here’s what you need to know about the risks, the gaps, and the insurance solutions that protect vacation rental hosts.

Home Insurance

Mark Jackson Insurance Agency

JUNE 16, 2025

How to avoid it: Select a deductible that balances affordability with financial protection. How to avoid it: Ask about a home-based business endorsement or a standalone business policy that protects your equipment, liability, and income. We can help explore different options to find the right fit. In many cases, it doesn’t.

Commercial Insurance

Distinguished

MARCH 10, 2025

Museums require specialized protection against various risks. The policy covers the following: Direct Physical Loss or Damage : This includes accidental damage, vandalism, fire, theft, natural disasters, and other unexpected incidents. They are the custodians of priceless cultural, historical, and artistic treasures.

Policy

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

Workers Compensation

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.

Insurance Quotes

Distinguished

JUNE 2, 2025

Our specialized landlord insurance programs are designed to protect Ohio property owners against the specific risks they face — and help brokers deliver tailored, reliable coverage to their clients. Some of the most common claims we see in the state include: Frozen pipes in winter that cause water damage to basements or walls.

Liability

Shield Insurance Agency

JULY 30, 2025

At Shield Insurance Agency , we’re here to help Michigan homeowners navigate the complexities of flood insurance and protect their properties. Why Flood Insurance Matters Many Michigan homeowners assume their standard homeowners insurance policy covers flood damage, but this is often not the case.

Risk

Simply Insurance

JUNE 23, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Distinguished

MARCH 6, 2025

Along with this, mold and water damage often due to leaking pipes, poor ventilation, or roof damageposes serious health hazards if not promptly repaired. These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations. Pest infestations are also widespread.

Building