Cover4LetProperty

JANUARY 29, 2024

At its simplest, therefore, a home is a home, whilst let property is a business asset. To understand why landlord insurance is typically more expensive than standard home insurance, it might be helpful to go back to the basics of insurance itself. So why is the one more expensive than the other?

Home Insurance 52

Home Insurance Insurer Insured Insurance 52

Distinguished

APRIL 21, 2025

Optional Coverage Enhancements Landlords in Chicago can further customize their policies with additional coverage options: Flood & earthquake insurance: Protection against natural disasters. Hired and non-owned auto insurance: Covers vehicles used for property management. Umbrella insurance : Extends liability limits for landlords.

Broker 52

Broker Liability Broker-Agent Building 52

Distinguished

MARCH 20, 2025

It also shows that being aware of any separate deductibles for wind or hail is an important part of assessing your clients coverage options. What Does Distinguisheds Insurance for Apartment Building Owners Cover? General liability : Covers the costs of fighting litigation plus covered damages that might come from it.

Building 52

Building Protection Damage Liability 52

TGS

OCTOBER 3, 2024

Home Security and Safety Features Homes with security systems, fire alarms, deadbolts, and even storm shutters can often earn discounts on premiums. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. Opting for a higher deductible can lower your monthly premium.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

TGS

DECEMBER 13, 2024

A slip, a loss, or even theft? Thats where jewelry insurance steps in. Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party? Jewelry insurance can help replace the item, even if its never found.

Protection 52

Protection Theft Insurer Insured 52

TGS

SEPTEMBER 6, 2023

Some carriers impose a 5% construction deductible, which means extra money out of your pocket for something that would’ve been covered with advance notice. On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. New Home Value?

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Property Insurance Centre

SEPTEMBER 25, 2024

Here, we will delve into the various aspects of building insurance coverage, so you can be confident that you have the right policy for your needs. Building insurance typically covers damage caused by a range of perils, including fire, theft, vandalism, and natural disasters. What is Covered?

Building 52

Building Insurer Insured Insurance 52