Simply Insurance

JUNE 15, 2025

Long-term care insurance is an excellent way to ensure youll have the proper assistance when you need it. But the truth is that: There are some great alternatives to long term care insurance and each of those opportunities has its advantages and disadvantages, and no single option is going to work best for everyone. Lets have a look.

Insurance Quotes

Healthinsurance.org

JULY 18, 2025

4 The Biden administration’s rule included provisions such as eliminating in-person eligibility interviews for people with disabilities and those 65 or older, changes to ensure that fewer people would lose coverage due to undeliverable mail, and a ban on lock-out periods for children disenrolled from CHIP for failure to pay premiums.

Out-Of-Pocket

Healthinsurance.org

DECEMBER 3, 2024

Delayed enrollment might mean missing out on free money. Four out of five people shopping for coverage in the 31 states that use the federally-run marketplace (HealthCare.gov) will find that they can get coverage for $10/month or less. The premium that your insurer charges is likely changing for 2025.

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Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

Insurance Broker

Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

Premium

Smart Insurance Agents

DECEMBER 9, 2024

Short Term Health Insurance Illinois: No longer available as of January 1, 2025. STLD Plans – As of January 1, 2025, Short-term Limited Duration Plans are no longer permitted to be sold in Illinois, helping to ensure that residents are not misled about whether they are purchasing comprehensive health insurance.

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Healthinsurance.org

JANUARY 2, 2024

Confusion over what is and isn’t managed care Among the many factors to consider when you’re shopping for individual health insurance coverage is the type of managed care plan. 1 In 2023, the majority of privately insured individuals were in some form of managed care plan. And why do health plans have managed care designations?

Out-Of-Pocket

Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

Commercial Property

Ease

FEBRUARY 21, 2023

21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report. Panning out, HDHPs typically combine with a health savings account (HSA).

Premium

Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. Staying in network will be important to minimizing your clients’ out-of-pocket costs.

Broker

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Product Liability Insurance As a tailor, you create and sell products to your customers. Let’s dive in!

Commercial

Smart Insurance Agents

AUGUST 29, 2024

Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism. Through HealthCare.gov, business owners can explore various health insurance choices tailored to their specific needs.

Deductible

Jackson & Jackson

APRIL 28, 2024

This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected. However, in the event of a claim, this can lead to substantial out-of-pocket expenses due to insufficient coverage limits.

Business Interruption

Smart Insurance Agents

AUGUST 19, 2024

The Basics of Medicare: What It Covers Medicare Part A is also known as hospital insurance. Dental coverage can differ a lot between insurance companies and might have extra costs or rules. These plans are provided by private insurance companies and are meant to meet the dental needs of seniors.

Out-Of-Pocket

Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021. trillion was spent on health care for calendar year 2022.

Claim

Smart Insurance Agents

SEPTEMBER 28, 2024

A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. One of the key responsibilities of a health insurance broker is to help clients understand their unique health insurance needs.

Broker

Healthinsurance.org

APRIL 25, 2024

In this article ACA Marketplace individual and family health insurance COBRA continuation of group coverage Medicaid Insurance through a spouse’s health plan Short-term health insurance Frequently asked questions In the United States, nearly half of the people under the age of 65 get their health insurance from an employer.

Out-Of-Pocket

Smart Insurance Agents

JANUARY 11, 2025

The Importance of Small Business Health Insurance in Texas: Protecting Your Employees and Bottom Line As a small business owner in Texas , you know that taking care of your employees is a top priority. One way to do that is by providing health insurance coverage. Moreover, health insurance fosters a sense of security among employees.

Insurance

Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

Property Insurance

Property Insurance Centre

SEPTEMBER 25, 2024

Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. This will afford you adequate insurance cover to meet all the costs of rebuilding in case of total destruction. – Not considering inflation. – Ignoring exclusions.

Building

Word & Brown

JANUARY 23, 2025

million Americans, were without health insurance in 2016. million, lacked insurance in mid-2024. It also prohibits health insurance companies from refusing coverage (or charging more) because of an individuals health problems that pre-date their ACA-compliant coverage. That represented about 15-17% of the nations population.

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