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Please Don’t Compare Whole Life Dividends to Universal Life Interest

The Insurance Pro

How Life Insurance Products Develop Returns The return on cash values is driven by unique elements depending on the type of life insurance policy. For whole life insurance , we focus on the dividend interest rate. For universal life insurance policies we focus on the interest rate payable on the policy.

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Home Insurance Deductibles: What You Need to Know

Paragon Independent Insurance Agencies

Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. The deductible is one of the most important decisions to make when choosing a homeowners policy. We are here to help you fully understand what a home insurance deductible is and which is best for you.

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Do I Need More Insurance Coverage If I Have an Expensive Car?

Paragon Independent Insurance Agencies

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Many insurers offer coverage to owners of high-end vehicles as well as those who own less expensive cars. Increasing your deductible is an easy way to lower costs.

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What is the Best Dental Insurance With No Waiting Period?

Smart Insurance Agents

But “no waiting period” dental insurance policies let you use certain dental services right away, starting from the first day of your policy. Understanding dental insurance policies without waiting periods can help you make an informed decision when choosing the right plan for your dental needs.

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy. What’s Causing the 2025 Insurance Boost in California? One of the primary reasons for the 2025 California car insurance increase is legislative.

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Protect Your Finances: The Truth About Small Insurance Claims

Shield Insurance Agency

Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages. However, filing small insurance claims can have long-term financial consequences. One major consequence of filing small insurance claims is the potential for increased insurance premiums.

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Tips for Lowering Your Home Insurance Premiums Without Sacrificing Coverage

Leadsurance

Most insurance companies will allow you to achieve this in the comfort of your home by providing online quoting tools. Just remember, when comparing apples with apples in terms of the level of coverage as well as deductibles, make sure you are actually doing so compared with other quotes.