Smart Insurance Agents

DECEMBER 9, 2024

Short Term Health Insurance Illinois: No longer available as of January 1, 2025. STLD Plans – As of January 1, 2025, Short-term Limited Duration Plans are no longer permitted to be sold in Illinois, helping to ensure that residents are not misled about whether they are purchasing comprehensive health insurance.

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Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations.

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Smart Insurance Agents

AUGUST 31, 2024

Wondering if your health insurance cover wisdom tooth removal? In this article, we’ll explain the key factors that affect coverage, including your insurance type, medical necessity, and whether the procedure falls under medical or dental insurance. The removal might be classified as a dental procedure.

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Smart Insurance Agents

AUGUST 19, 2024

These plans are offered by private insurance companies and come in standardized options. Exploring the Basics of Medicare Supplement Insurance Medicare Supplement plans , known as Medigap, work alongside your Original Medicare Part A and Part B. These plans are sold by private insurance companies.

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TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance.

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Shield Insurance Agency

APRIL 19, 2024

Standard Collision Coverage Standard collision coverage is the most basic form of collision insurance available in Michigan. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in. Which Option Is Right for You?

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Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. The more risks your area poses, the more your insurance company will charge to protect you.

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Smart Insurance Agents

SEPTEMBER 17, 2024

Wondering if an OB-GYN is an obgyn considered a specialist for insurance purposes? Most insurance providers classify OB-GYNs as specialists, which can influence your coverage and out-of-pocket costs. Simply put, yes. Women often need both a primary care provider and an OB-GYN to address different aspects of their health.

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TGS

OCTOBER 3, 2023

At TGS Insurance, your free home insurance quote is instant! >> TGSI TIP: Homeowners insurance quotes should always be free. What Makes Your Homeowners Insurance Quote High? A lot of factors go into calculating your home insurance premium. How to Read Your Homeowners Insurance Quote 1. Deductibles 8.

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Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

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Smart Insurance Agents

AUGUST 31, 2024

However, understanding your insurance coverage for dental anesthesia is essential to ensure you receive the care you need without breaking the bank. We will discuss the different types of dental anesthesia available, their benefits, and how insurance companies typically handle coverage for these procedures.

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Redbird Agents

JULY 12, 2024

The “1,2,3,4,5 method” of presenting hospital indemnity insurance will change your life, I promise! Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday.

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Smart Insurance Agents

AUGUST 19, 2024

Looking for the best dental insurance Texas? Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Regular visits become more affordable with insurance, promoting better oral health.

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Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. Staying in network will be important to minimizing your clients’ out-of-pocket costs.

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Smart Insurance Agents

AUGUST 19, 2024

The Basics of Medicare: What It Covers Medicare Part A is also known as hospital insurance. These plans come from private insurance companies. Dental coverage can differ a lot between insurance companies and might have extra costs or rules. Dental services are usually seen as different from hospital treatments.

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Smart Insurance Agents

AUGUST 28, 2024

This option is offered by private insurance companies. These plans often feature extensive benefits and low out-of-pocket costs, making them a top choice for beneficiaries looking for the best possible coverage. This makes them an attractive option for many beneficiaries seeking comprehensive healthcare coverage.

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Protect Commercial Insurance

OCTOBER 4, 2024

Understanding Rising Interest Rates Image courtesy: Unsplash Interest rates are like the tide of the economic ocean—when they rise, they can have significant ripple effects across various sectors, including property insurance. Here’s how: insurers rely on investment income to keep premiums competitive.

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Smart Insurance Agents

AUGUST 23, 2024

This voluntary program for Part D sponsors, including private insurance companies and pharmacy benefit managers, will introduce significant changes that could transform how prescription drug costs are managed, potentially affecting seniors’ access to medications and the future of Medicare Part D.

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Smart Insurance Agents

AUGUST 29, 2024

Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism. Through HealthCare.gov, business owners can explore various health insurance choices tailored to their specific needs.

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Smart Insurance Agents

SEPTEMBER 1, 2024

Key Takeaways Health insurance typically covers emergency services out-of-state, but routine care may not be included; it’s essential to verify coverage details with your insurer before traveling. Before you travel, verify your health insurance coverage by consulting with your health insurance company or your insurance agent.

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Smart Insurance Agents

AUGUST 19, 2024

We will look at what you need to qualify for coverage, possible out-of-pocket costs, and tips for Medicare beneficiaries to keep their expenses in check. While Medicare generally doesn’t cover weight-loss drugs, potential changes are being discussed due to rising obesity rates. Ozempic is made by Novo Nordisk.

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. WHAT HAPPENED IN 2023?

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Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021. trillion was spent on health care for calendar year 2022.

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Protect Commercial Insurance

JULY 26, 2024

Product Liability Insurance As a tailor, you create and sell products to your customers. Product liability insurance protects you in case a customer claims that your product caused them harm or damage. Insurance premiums can vary significantly between providers, so it’s essential to compare quotes from multiple insurers.

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Property Insurance Centre

SEPTEMBER 25, 2024

Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. This will afford you adequate insurance cover to meet all the costs of rebuilding in case of total destruction. – Not considering inflation. – Ignoring exclusions.

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Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. Having the right insurance policy is vital for the continuity and smooth operation of any business. The good news?

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Smart Insurance Agents

OCTOBER 16, 2024

Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. Key Takeaways Medical health insurance brokers serve as independent intermediaries, offering a broad range of plans from multiple insurers to provide unbiased, personalized advice for clients.

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Freeway Insurance

NOVEMBER 22, 2023

The marketplace offers a variety of health insurance options, and you can compare different plans to find one that fits your needs and budget. Eligible students can apply for financial assistance to reduce the cost of insurance premiums. Eligible students can apply for financial assistance to reduce the cost of insurance premiums.

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Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. Key Takeaways Medical insurance brokers serve as intermediaries, helping clients navigate the insurance market and find suitable health plans tailored to their unique needs.

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Freeway Insurance

JANUARY 4, 2024

You’re shopping for health insurance with the goal of getting the best coverage you can afford. Under these circumstances, a plan with a low deductible might be the perfect fit for you. Despite the great coverage these plans offer, a lot of people avoid low deductibles. What is a Low Deductible Health Plan?

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Smart Insurance Agents

SEPTEMBER 2, 2024

While insurance can lower your out-of-pocket expenses, the final cost depends on several factors. This article breaks down these factors, such as provider networks, deductibles, and additional charges for polyp removal. When considering the cost of a colonoscopy, it’s important to account for several components.

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Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. For example, insurance for a $2,000 trip may cost $80 to $160. This can otherwise cost up to $50,000.

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R&R Insurance

APRIL 3, 2025

Buying insurance can be intimidating. Yet in today's world its expected you take the responsibility to purchase insurance. In an effort to help a first-time buyer simplify the process, I thought I would sit down and ask for guidance from an industry veteran, a Personal Lines Insurance Consultant from R&R Insurance, Don Charpentier.

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Word & Brown

JANUARY 23, 2025

million Americans, were without health insurance in 2016. million, lacked insurance in mid-2024. It also prohibits health insurance companies from refusing coverage (or charging more) because of an individuals health problems that pre-date their ACA-compliant coverage. million uninsured Americans in 1998. had risen to 48.2

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