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Please Don’t Compare Whole Life Dividends to Universal Life Interest

The Insurance Pro

How Life Insurance Products Develop Returns The return on cash values is driven by unique elements depending on the type of life insurance policy. For whole life insurance , we focus on the dividend interest rate. For universal life insurance policies we focus on the interest rate payable on the policy.

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Court Finds Policy Term, “Windstorm,” to be Ambiguous in Coverage Dispute Involving Tornado

The Property Insurance Law Observer

Privilege Underwriters Reciprocal Exchange (2024 WL 322297 (Tex. 29, 2024)), the Court determined that the term “windstorm” was ambiguous as utilized in the subject insurance policy. The insureds suffered property damage caused by a tornado and subsequently submitted a claim to their insurer. In Mankoff v.

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Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

Distinguished

Coverage selections: Policies with expanded protection, such as flood, earthquake, and additional liability coverages, increase premium costs. Building condition: Older properties or those requiring structural updates may have higher insurance rates. Why Partner With Distinguished for Landlord Insurance in Chicago?

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Art Transit Insurance: Managing the Greatest Risk to Your Valuables

Distinguished

Thats why Distinguished offers coverage for your valuables during transport in our Fine Art and Collectibles Insurance policies. With a Distinguished Personal Fine Art & Collectibles policy, a collector transporting a selection of rare, vintage, or expensive items can be covered in the event of in-transit damage.

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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

Distinguished

Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss. It also shows that being aware of any separate deductibles for wind or hail is an important part of assessing your clients coverage options.

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Collectible Guitar Insurance: A Complete Guide

Distinguished

But with value comes risk, and standard homeowner insurance policies frequently fall short when it comes to protecting one-of-a-kind instruments. Thats why a specialized collectibles policy is the right solution for clients who own rare, high-value guitars whether theyre collectors, professional musicians, or investors.

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9 mental health insurance questions consumers should ask

Healthinsurance.org

For example, some plans might cover various services with copays from the outset, while other plans might require you to meet your deductible (which could be thousands of dollars) before the plan starts to pay for any care. 46 Is marriage counseling typically covered by health insurance?