Remove Deductible Remove Life Insurance Remove Risk
article thumbnail

How To Cross-Sell Medicare & Life Insurance

Peter J. Fournier

However, they often fail to take the next step to sell Life Insurance. The good news is that making the transition to selling Life Insurance is often easier than you would imagine. Keep reading for expert tips to help you master cross-selling Medicare and Life Insurance. But there is more to it than that.

article thumbnail

Protect Your Finances: The Truth About Small Insurance Claims

Shield Insurance Agency

As a result, the insurance company may raise your premiums to offset the potential risk. Loss of Discounts: Deductibles Frequent claim filing can also lead to the loss of discounts you may have earned, such as claims-free discounts. Additionally, small claims often require you to pay a deductible.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Navigating Michigan Auto Insurance: Understanding Collision Coverage

Shield Insurance Agency

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

article thumbnail

Data Analytics and Retention for Insurance Agents

American Agents Alliance

Analyzing historical data like policy changes, the frequency and tone of interactions, and survey results can help agents flag at-risk policyholders and reach out proactively to work with them. Policyholders who receive a claim denial for a loss they expected to have coverage for could be more likely to find a new insurer and agent.

Agents 52
article thumbnail

Challenges and Opportunities within the Employee Benefits Market

Scott Insurance

A continued slight increase is expected over the next years due to the long-term health impacts on those with preexisting risk factors. Preferred Provider Organizations (PPOs) and High Deductible Health Plans (HDHPs) remain the most popular plan types. Opportunities Diversified health plan offerings can help employers stand out.

article thumbnail

9 Insurance Blog Topics to Attract Leads to Your Agency

Constant Contact

Because the topic of insurance is so broad — and because your agency likely provides a wide range of options — it’s worth your while to split this type of content into a series of posts. Each should delve into the many types of insurance provided for that category. How do umbrella insurance policies work?

article thumbnail

Professional Agent’s Guide for Learning How to Sell Annuities

Redbird Agents

Current Annuity News Getting Licensed to Sell Annuities Annuity Commissions How to Sell Annuities Annuity Basics and Sales Scenarios Top Annuity Companies Frequently Asked Questions We work with two types of life insurance agents Experienced life insurance agents. Life insurance agents that are new to selling annuities.

License 130