Insurance Journal
OCTOBER 15, 2024
Deductibles serve several purposes. They make insureds less likely to file smaller claims because either damage falls within the deductible, or is so close to it that the policyholder would rather not … They provide some premium relief for the insured.
Insurance Journal
DECEMBER 11, 2024
The Michigan Department of Insurance and Financial Services (DIFS) is urging residents to review their auto, home, and renters’ insurance policies to ensure they fully understand their coverage and have a plan to pay policy deductibles in the event of …
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Simply Insurance
JUNE 3, 2025
How Much Is A $100,000 Life Insurance Policy? Learn everything you need to know about your home insurance deductible, their options, and how they work! Well, here’s the thing: Figuring out how your homeowners insurance deductible works isn’t complicated and it almost works like any other deductible. Agents not required.
Distinguished
MARCH 10, 2025
While adding these items to a property or package policy might seem convenient, museums face unique exposures that such generalized policies often fail to address. A stand-alone Fine Art & Collectibles insurance policy is designed to provide museums with comprehensive coverage of the items and their vulnerabilities.
The Property Insurance Law Observer
FEBRUARY 14, 2024
29, 2024)), the Court determined that the term “windstorm” was ambiguous as utilized in the subject insurance policy. The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.”
Solstice Insurance Broker
JANUARY 23, 2025
Brokers should advocate for clients year-round, assisting with claims and policy updates. Be the Lighthouse In the often murky waters of insurance jargon and policy complexities, your role as an insurance broker is akin to a lighthouse. Be proactive about policy updates that might affect them.
The Property Insurance Law Observer
JANUARY 23, 2025
Background: Plaintiffs, Luz Marquez and Gilberto Santiago (Plaintiffs), sued Clear Blue Specialty Insurance Company (Clear Blue) for denial of coverage under their homeowners policy (the Policy) for damage to their home allegedly caused by Hurricane Ian. Actual Cash Value v.
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