Simply Insurance

JUNE 15, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 24, 2025

However, this is a general estimate, and your actual premium may be higher or lower based on factors such as your deductible choice and any additional coverage options you select. Condo Insurance Rates By Deductible Choice How Much Is Deductible Choice in Condo Insurance a Month? Can I bundle condo insurance with other policies?

Insurance Quotes

Simply Insurance

JUNE 17, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JULY 17, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JULY 18, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JULY 18, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 17, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 28, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 28, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 16, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 24, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 25, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 23, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 23, 2025

If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Be sure to review your policy limits and deductibles carefully to make sure they fit your needs. Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 18, 2025

On average, burial insurance premiums can range from $50 to $100 per month, depending on the coverage amount and the policyholders age and health. This allows policyholders to manage their budget effectively while ensuring continuous coverage. This feature adds a layer of financial flexibility for policyholders.

Life Insurance

Simply Insurance

JUNE 18, 2025

This cash value can be accessed through loans or withdrawals, offering a financial resource during the policyholders lifetime. Policyholders can rely on the predictability of traditional whole life insurance, knowing that their premiums will not increase and their coverage will not decrease. What Is Traditional Whole Life Insurance?

Life Insurance

Triple-I: Homeowners Insurance

JUNE 5, 2025

They can reap tax benefits through mortgage deductions. Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic. Owners can accrue equity to increase their chances of making a profit when they sell their home.

Protection

Simply Insurance

JUNE 20, 2025

While Lemonade focuses on affordability and user-friendliness, it also provides coverage for accidents and illnesses, giving policyholders a sense of security when unexpected vet bills arise. Policyholders often note the reassuring brand heritage that comes with ASPCA, along with a network that can easily handle nationwide vet visits.

Insurance Quotes

Simply Insurance

JUNE 19, 2025

Death Benefit The death benefit is the amount paid out to beneficiaries upon the policyholders death. These may include the death certificate, the policyholders identification, and any relevant medical records. How Do Deductibles Work For No Exam Life Insurance? What Documents Does A Beneficiary Need To File A Claim?

Life Insurance

Insurance Journal

OCTOBER 15, 2024

Deductibles serve several purposes. They make insureds less likely to file smaller claims because either damage falls within the deductible, or is so close to it that the policyholder would rather not … They provide some premium relief for the insured.

Deductible

Insurance Journal

NOVEMBER 17, 2024

Deductibles serve several purposes. They make insureds less likely to file smaller claims because either damage falls within the deductible, or is so close to it that the policyholder would rather not … They provide some premium relief for the insured.

Deductible

Property Insurance Coverage Law

OCTOBER 15, 2024

This year, a record-tying … The post Tornado Damage During Hurricanes: Navigating the Deductible Dilemma appeared first on Property Insurance Coverage Law Blog. Opinions expressed are solely his own and are not meant to express the views or opinions of the IAUA.

Deductible

Elmore

FEBRUARY 21, 2025

Decision is latest in broader dispute between business policyholders and insurers over Covid coverage The post Companies fail to stop furlough funds being deducted from pandemic payouts appeared first on Elmore Insurance Brokers.

Deductible

The Property Insurance Law Observer

JULY 29, 2024

Actual cash value of the stolen or damaged property less the deductible; or 2. Amount necessary to repair or replace the property with other property of like kind and quality less the deductible. The insurer determined that the policyholder sustained a total loss to her hail-damaged vehicle.

Policyholder

American Agents Alliance

MARCH 19, 2025

Data-driven decision making can help improve retention rates by helping agents understand policyholder behavior and make adjustments proactively, before customers shop for other options. How to Use Data Analytics to Keep Policyholders Engaged Retaining a policyholder long-term leads to recurring revenue and an ongoing referral source.

Agents

American Agents Alliance

FEBRUARY 7, 2025

Social inflation and E&O risks are connected as agents must manage policyholder expectations even as claims costs rise, premiums remain high, and denials are issued for claims policyholders expected to be covered. This could lead to an E&O claim as policyholders are disappointed in claims outcomes.

Broker-Agent

Shield Insurance Agency

AUGUST 20, 2024

Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages. Loss of Discounts: Deductibles Frequent claim filing can also lead to the loss of discounts you may have earned, such as claims-free discounts.

Insurance Claim

LexisNexis

DECEMBER 2, 2024

Oakland, CA -- The California Department of Industrial Relations (DIR) has issued the 2025 assessments that workers’ compensation insurers are required to collect from policyholders to cover the budget of the state Division of Workers’ Compensation (DWC) and five related programs set up by state lawmakers.

Workers Comp

TGS

OCTOBER 30, 2024

Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. Some policies offer lower premiums with higher deductibles, but here’s the catch: If you have to file a claim, are you comfortable covering a $5,000 deductible before the insurance company pays a dime?

Insurance Quotes

Healthinsurance.org

JANUARY 2, 2024

Under a Preferred Provider Organization plan, policyholders receive discounted prices from in-network healthcare providers partnered with the PPO, which means that the provider will write off a portion of their billed amount, under the terms of the network agreement with the health plan.

Out-Of-Pocket

Scott Insurance

JANUARY 31, 2024

According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. Because of this delay, policyholders should not expect much relief due to cooling inflation until at least 2025.

Premium

Smart Insurance Agents

DECEMBER 9, 2024

Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. – A requirement to provide a summary of benefits and coverage to policyholders. Ensure that your preferred healthcare providers are within the plan’s network to maximize convenience and minimize out-of-pocket costs.

Out-Of-Pocket

Bankers Insurance

MAY 16, 2024

The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Policyholders may be considered less risky if they reduce potential liabilities, such as by removing swimming pools and other attractive nuisances.

Home Insurance

Risk Management Monitor

SEPTEMBER 21, 2021

The policyholder’s unique objectives should drive decisions about how often to conduct the claims reviews, what types of claims to include and where to dive into the greatest detail. Another company may have an unusually high experience modification rate that they want to bring down by reducing the frequency of worker injuries.

Claim

Bankers Insurance

AUGUST 8, 2024

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. Under a coinsurance clause, a policyholder faces a penalty — usually a reduced payout — if their coverage limit is not at least equal to a predetermined percentage (e.g.,

Commercial Property

Protect Commercial Insurance

OCTOBER 4, 2024

Underwriting involves evaluating risks and determining suitable premiums for policyholders. Existing owners might also opt for cost-saving measures, such as increasing deductibles or tweaking coverage levels, in response to fluctuating interest rates-linked costs.

Property Insurance

American Agents Alliance

SEPTEMBER 4, 2024

Best, an independent evaluation that signals GeoVera’s readiness to support policyholders in times of need. Understanding the role of deductibles is crucial in making an informed decision. In the case of a large-scale event, the advantage of the Single Limit is that it allows you to take care of those immediate needs (loss of use).

Deductible