The Property Insurance Law Observer

JUNE 12, 2025

In El Dueno, LLC v. Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings. Factual Overview This insurance coverage dispute arose from alleged roof damage caused by a hailstorm.

Damage

American Agents Alliance

JUNE 12, 2025

Policyholders often do not fully understand their policy or notice potential coverage gaps, yet they may expect to have coverage if they suffer a loss. This is where agents and brokers play a critical role in helping identify and close potential coverage gaps. Insurance coverage has become more complex in many ways, leaving policyholders without the right policies at times.

Claim

Insurance Journal

JUNE 12, 2025

California Insurance Commissioner Ricardo Lara on Thursday said he has launched a formal investigation into State Farm’s handling of thousands of insurance claims from wildfire survivors affected by the Palisades and Eaton wildfires in January.

Claim

Simply Insurance

JUNE 12, 2025

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

Insurance Quotes

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Top Insurance Blogs

JUNE 12, 2025

Mercury Insurance, a leading provider of property and casualty insurance in the U.S., has named Steve Bennett as Senior Director of Climate and Catastrophe Science. In this new role, Bennett will lead a team focused on helping Mercury and its policyholders better understand and prepare for severe, climate-driven weather events. With over 30 years of […] The post Mercury Insurance Appoints Steve Bennett to Lead New Climate Team appeared first on My Top Insurance Blogs.

Casualty Insurance

Central Insurance

JUNE 12, 2025

Learn how to reduce wildfire risk, prepare for evacuation, and ensure your insurance coverage protects your home and family. The post Wildfire Insurance Coverage: How to Prepare For & Protect From These Disasters in 2025 appeared first on Central Insurance Blog.

Protection

Unitas Financial Services

JUNE 12, 2025

Why Financial Institutions Should Consider Vendor’s Single Interest (VSI) Insurance for Auto Loan Risk Protection As financial institutions navigate the evolving risks of auto lending, protecting vehicle collateral has never been more important. One of the most effective yet often overlooked strategies for managing this risk is a Vendor’s Single Interest (VSI) insurance policy.

Protection

Majesco

JUNE 12, 2025

The consumer price index rose 2.3% in the last year, while motor vehicle insurance rose on average 6.4% — but we know that many insurers raised rates far more depending on the state and car. If you add other consumer costs and pressures like eggs (up 49%!) and meat (up 7%) and dining out (up 3.9%), then place those common pressures on top of more complex insurance risk and rates — insurers have every reason to wake up and smell the coffee (up 20%).

Insurer

Insurance Journal

JUNE 12, 2025

AM Best has downgraded the Financial Strength Rating (FSR) to A- (Excellent) from A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) to “a-” (Excellent) from “a+” (Excellent) of the Vermont and California members of Nonprofits Insurance Alliance Group.

Insurer

Advertiser: Trellis

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

Claim

Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company. This in-depth regulatory investigation is a direct response to troubling complaints from wildfire survivors about how their property insurance claims have been handled following the devastating Palisades and … The post California Launches Market Conduct Examination into State Farm’s Wildfire

Claim

Insurance Journal

JUNE 12, 2025

For decades, Taiwan’s life insurance companies boasted of above-average returns from their heavy investment in US bonds. That reliance is now a major risk threatening more than $700 billion of assets.

Life Insurance

Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company. This in-depth regulatory investigation is a direct response to troubling complaints from wildfire survivors about how their property insurance claims have been handled following the devastating Palisades and … The post California Launches Market Conduct Examination into State Farm’s Wildfire

Claim

Simply Insurance

JUNE 12, 2025

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Insurance Quotes

Top Insurance Blogs

JUNE 12, 2025

What are the essential elements of an insurance contract? What are the basic principles upon which an insurance contract is considered to be legally binding? What are the various types of insurance contracts that are obtainable in the United States? And do these insurance contracts in the United States also apply to insurers and consumers […] The post The Most Important Elements in Every Insurance Contract in the United States appeared first on My Top Insurance Blogs.

Insurer

Simply Insurance

JUNE 12, 2025

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

Insurance Quotes

Insurance Journal

JUNE 12, 2025

The Florida Commission on Hurricane Loss Projection Methodology has accepted new loss models from Karen Clark & Co. and Cotality, the first to meet the commission’s latest standards. KCC’s Version 5.

Top Insurance Blogs

JUNE 12, 2025

Are you looking for a reliable German insurance company with the best policies? With deep roots in mutual insurance traditions, broad offerings, and a strong national presence, DEVK Versicherungen merits attention from both private individuals and German businesses. In this blog post, I’ll cover everything you need to know—its history, structure, products, market size, unique […] The post DEVK Versicherungen: What You Should Know About This German Insurance Firm appeared first on My Top I

Insurance Companies

Simply Insurance

JUNE 12, 2025

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Insurance Quotes

Top Insurance Blogs

JUNE 12, 2025

Blue Zebra Insurance (BZI) is actively engaging with new underwriting partners following the announcement that Youi Insurance will withdraw support for broker-distributed insurance in Australia starting July 1, 2025. The move comes as part of a strategic realignment by OUTsurance Group, Youi’s parent company, as detailed in its FY2024 interim financial results.

Underwriting

Insurance Journal

JUNE 12, 2025

With urging from a coalition of for-hire vehicle drivers and companies including Uber, the New York City Council voted to lower a for-hire vehicles’ insurance requirement in hopes of lowering premiums and disincentivizing fraud.

Premium

AMAXX

JUNE 12, 2025

In workers’ compensation, the most successful claims are not the ones that are won in court—they’re the ones that never get there in the first place. Employers often associate litigation with conflict, complexity, and cost. But what if the real victory is avoiding the fight altogether? Preparing for trial from day one is the key not just to winning—but to preventing litigation entirely.

Workers Comp

Top Insurance Blogs

JUNE 12, 2025

Underwriting Agencies of Australia (UAA) has announced the appointment of Gary Woodhams as its new National Underwriting Manager, a strategic position created to bolster the company’s national underwriting operations and strengthen its broker engagement strategy. The appointment officially took effect on June 2. Veteran Insurance Leader Joins UAA Woodhams, who is based in Perth, will […] The post UAA Appoints Gary Woodhams as National Underwriting Manager appeared first on My Top Insurance

Underwriting

Insurance Journal

JUNE 12, 2025

UK risk managers identified five key themes that could affect their businesses, topped by “technology, AI and cyber,” according to AIRMIC, the British risk management group, which conducted a survey of its members.

Cyber

Top Insurance Blogs

JUNE 12, 2025

Directors and Officers Liability Insurance (commonly known as D&O insurance) has become a critical safety net for executives in Germany. In today’s increasingly litigious corporate environment, managers are under growing pressure. They face personal liability risks that could severely impact their financial and professional lives. This blog post will explain: What D&O insurance is, How […] The post How Directors & Officers Liability Insurance Works in Germany appeared firs

Liability Insurance

PSM Brokerage

JUNE 12, 2025

What Agents Need to Know About This Year’s AHIP Medicare Curriculum As we approach the 2026 Medicare selling season, it’s important that agents stay current on new policy changes impacting Medicare Part D—and those updates are front and center in this year’s AHIP Medicare + Fraud, Waste, and Abuse certification. AHIP's 2026 training officially launches on June 23 , with a refreshed curriculum that reflects important changes stemming from the Inflation Reduction Act (IRA).

Out-Of-Pocket

Top Insurance Blogs

JUNE 12, 2025

In an alarming aviation catastrophe on June 12, 2025, Air India Flight 171, a Boeing 787-8 Dreamliner, tragically crashed shortly after takeoff from Ahmedabad, India, en route to London Gatwick. Insurance enthusiasts are checking online to see what experts are saying about the impact of the Air India plane crash on the aviation insurance sector. […] The post Air India Plane Crash’s Impact on Aviation Insurance appeared first on My Top Insurance Blogs.

Insurer

Insurance Journal

JUNE 12, 2025

Optio Group, the London-based, independent specialty MGA, announced the launch of new political violence and terrorism (PVT) binders, backed by 100% Lloyd’s of London capacity.

Protection

Top Insurance Blogs

JUNE 12, 2025

Over the weekend, anti-ICE protests erupted across Los Angeles, resulting in significant damage to businesses, vehicles, and buildings. Protesters, outraged by recent immigration raids conducted by ICE, clashed with authorities in several parts of the city. Although the situation escalated, most of the damages caused are likely covered by insurance, according to experts.

Insurance Claim

Insurance Journal

JUNE 12, 2025

New underwriting talent brings decades of expertise and strong broker relationships to support Alta’s continued growth in the excess space.

Risk

Insurance Marine News

JUNE 12, 2025

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Middle East tension make ocean tanker operators cautious, but not panicked appeared first on Insurance Marine News.

Marine

Insurance Journal

JUNE 12, 2025

Inszone Insurance Services acquired Denver West Insurance Brokers in Golden, Colorado. Denver West Insurance Brokers will retain the same office and team members.

Insurance Broker

Top Insurance Blogs

JUNE 12, 2025

As one who has been in the German automotive insurance market, one of the most frequently asked questions I receive is: “What cars are the cheapest to insure in Germany?” The answer isn’t as simple as naming one specific brand or model. Instead, it depends on a combination of insurance classification, repair costs, safety ratings, […] The post What Are the Cheapest Cars to Insure in Germany?

Insurer