Thu.Aug 07, 2025

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Is an Insurance Company Entitled to a Contractor’s Proprietary Information?

Property Insurance Coverage Law

I regularly receive calls from policyholders or their contractors saying that an insurance company will not move forward with the claim adjustment or payment process unless they are provided with documentation such as the contractor’s material supplier receipts, employee labor rates, or profit margin details. Is an insurance company entitled to this third-party documentation?

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Should You Let Your Insurance License Expire? Key Considerations Before Renewing Your License 

Agency Height

Thinking of letting your insurance license lapse? Learn legal risks, state reinstatement rules, CE traps, costs, and a step-by-step plan to reinstate or renew.

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The New California Vehicle Insurance Requirements Drivers Should Know

Top Insurance Blogs

California drivers are now navigating a significant shift in auto insurance law. This isn’t just another policy update; it reshapes the financial safety net we all rely on every time we drive. What Has Changed and Why It Matters Starting January 1, 2025, California’s minimum liability requirements will double for the first time in more […] The post The New California Vehicle Insurance Requirements Drivers Should Know appeared first on My Top Insurance Blogs.

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Markets/Coverages: New Marsh D&O Enhancement for Clients’ IPO Pursuit

Insurance Journal

Marsh announced new investment bank indemnification coverage to its directors and officers liability (D&O) insurance offering for clients pursuing initial public offerings (IPOs).

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Unladen Truck Insurance vs Bobtail Insurance: The Complete Guide for Trucking Companies 

Agency Height

Learn the key differences between unladen and bobtail insurance.

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Key Underwriting Factors for Property Hazard Insurance

Unitas Financial Services

The underwriting of property hazard insurance takes into account a range of key factors—including your loan portfolio composition, geographic risk exposure, historical loss performance, and policy structure.

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Neptune Flood: 77% of At-Risk Homes Outside FEMA Zones Have No Flood Insurance

Insurance Journal

Many homeowners underestimate their flood risk, leaving millions uninsured or underinsured in the face of a rising tide of flood events.

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Training Your Frontline: How to Equip Supervisors for Workers’ Comp Success

AMAXX

When it comes to improving workers’ comp outcomes, most employers focus on HR policies, insurance carriers, and claims handling procedures. But there’s one group with more influence over a claim than almost anyone else — and they’re often left out of the conversation: Supervisors. These frontline leaders are the first point of contact when an injury occurs.

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Insurtech Root Swings to Q2 Profit on Growth in Partnership Channel

Insurance Journal

Root Inc. swung to second quarter net income of $22 million versus a loss of $7.8 million a year ago during the same time. Results build off net income of $18.2 million for Q1 2025, reversing a loss of $6.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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CSU Sticks to Hurricane Season Forecast, Warns About Near-Term Activity

Triple-I: Homeowners Insurance

Colorado State University researchers are standing by their prediction for a “slightly above-average” 2025 Atlantic hurricane season, while warning of heightened tropical activity over the next two weeks. Led by Dr. Phil Klotzbach, senior research scientist at CSU and Triple-I non-resident scholar, the team maintains their forecast of 16 named storms, eight hurricanes, and three major hurricanes through November 30.

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Surplus Lines Sector Shows 13.2% Rise in Premium Mid-Year: WSIA Report

Insurance Journal

Surplus lines sector continues to grow with mid-year premium reaching $46.2 billion from the 3.7 million items filed so far in 2025, according to data from U.S. surplus lines service and stamping offices in 15 states.

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Understanding Spoilage Coverage: Protecting Businesses that Rely on Perishable Goods

Central Insurance

Spoilage coverage can help businesses recover from losses related to perishable inventory, such as those caused by power outages or equipment breakdown. Learn how this specialized protection works and when it might be worth considering. The post Understanding Spoilage Coverage: Protecting Businesses that Rely on Perishable Goods appeared first on Central Insurance Blog.

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Brookfield Turns Focus to Insurance as Source of Fresh Capital

Insurance Journal

Brookfield Corp. is planning to refocus itself into an investment-led insurer, marking a turn for the Canadian money manager that built its name as an owner of real assets.

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MSC files to limit liability for loss of MSC Elsa 3 off Indian coast

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post MSC files to limit liability for loss of MSC Elsa 3 off Indian coast appeared first on Insurance Marine News.

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Louisiana Department of Insurance Launches Enhanced Mobile App

Insurance Journal

The Louisiana Department of Insurance announced it is launching an updated mobile app ahead of peak hurricane season.

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If Aftermarket Car Parts Are Installed, Are They Covered by Insurance?

Top Insurance Blogs

When it comes to customizing vehicles, American car owners have a long-standing love affair with aftermarket parts. From performance-boosting engines to custom rims and sound systems, these enhancements can make a car feel truly personal. But here’s the kicker… many drivers don’t realize the potential coverage gaps these upgrades may create until it’s too late. […] The post If Aftermarket Car Parts Are Installed, Are They Covered by Insurance?

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Missouri DCI Fills Key Leadership Positions

Insurance Journal

Missouri Department of Commerce and Insurance Director Angela Nelson announced she has filled new leadership for the positions of Deputy Department Director, General Counsel, Division Director of Insurance Consumer Affairs, and Division Director of DCI Administration.

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MAIB seeks views on new accident reporting and investigation regulations

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post MAIB seeks views on new accident reporting and investigation regulations appeared first on Insurance Marine News.

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Aon’s NFP Acquires UK MGA Platform, Bspoke Insurance Group

Insurance Journal

NFP, an Aon company and leading international insurance brokerage and consulting firm, announced it has acquired Bspoke Insurance Group, a platform of multi-class niche and specialist managing general agents.

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I Can’t Get Insurance Leads — And It’s Breaking Me. Here’s What Finally Helped. 

Agency Height

Many insurance agents struggle with lead generation. Discover how one agent turned things around with a smarter approach that actually works.

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Massachusetts Ambulance Firms to Pay $6M to Settle False Billing Charges

Insurance Journal

Massachusetts Attorney General Andrea Joy Campbell announced a $6 million settlement with two ambulance companies on charges they submitted false claims. The state said the settlement with Brewster Ambulance Service, Inc.

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Markel adds to Fine Art & Specie presence in the US

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Markel adds to Fine Art & Specie presence in the US appeared first on Insurance Marine News.

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People Moves: Liberty Names Luis VP and Producer in Miami

Insurance Journal

The Liberty Company Insurance Brokers, headquartered in Gainesville, Florida, has named Guillermo “Guillo” Luis as vice president and producer.

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Hull market “remains soft” says Gallagher Specialty

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Hull market “remains soft” says Gallagher Specialty appeared first on Insurance Marine News.

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Digging Into Tesla’s Liability in Crash Case: Where’s the Data?

Insurance Journal

Two experts on autonomous vehicle safety recently dove into legal arguments and engineering factors that shaped last week’s landmark jury decision against Tesla, at one point surfacing an important takeaway about insurance for Tesla drivers.

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UK P&I Club expands with new office in Newcastle-On-Tyne

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post UK P&I Club expands with new office in Newcastle-On-Tyne appeared first on Insurance Marine News.

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People Moves: ISNE Names Chamberlain to Succeed Ruhl

Insurance Journal

Insurance Services of New England (ISNE), headquartered in Wellesley, Massachusetts, named Mike Chamberlain as the new manager of membership and sales.

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Easterly kicks off $250m diversified shipping fund

Splash: Finance and Insurance

Easterly Clear Ocean (ECO), the maritime investment platform backed by Easterly Asset Management, has launched its fifth fund as it ramps up investments across dry bulk, tanker and offshore sectors.

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Trenton Diocese Withdraws Lawsuit Against Insurers Over Sex Abuse Coverage

Insurance Journal

The Roman Catholic Diocese of Trenton, New Jersey has voluntarily withdrawn its lawsuit against four liability insurers over coverage for sexual abuse claims brought against the diocese under the New Jersey Child Victims Act.

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California extends emissions capture and control barge service to tankers

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post California extends emissions capture and control barge service to tankers appeared first on Insurance Marine News.

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Human Responses: Did Jurors React to Musk in Damage Award Against Tesla?

Insurance Journal

During a webinar this week devoted to analyzing possible factors that fueled a $243 million jury verdict against Tesla, a lawyer not involved in the case fielded a question about Elon Musk’s impact.

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Marine round-up : 8th August 2025

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Marine round-up : 8th August 2025 appeared first on Insurance Marine News.