Sat.Aug 02, 2025 - Fri.Aug 08, 2025

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New Law Orders Louisiana Insurers to Show Prior Policy Premiums

Insurance Journal

Under a new state law, Louisiana insurers will be required to give mandatory disclosure of prior policy premium when issuing a renewal policy to a policyholder.

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The Small Print That Could Cost You Thousands: Lessons from Minnesota’s Latest Insurance Ruling on Building Codes

Property Insurance Coverage Law

The Minnesota Supreme Court issued an important decision last week in Great Northwest Insurance Company v. Campbell, 1 reaffirming and clarifying the scope of ordinance and law provisions and the obligations of insurers under replacement cost coverage for partial property losses to pay for those. In this case, the court held that when storm-damaged shingles … The post The Small Print That Could Cost You Thousands: Lessons from Minnesota’s Latest Insurance Ruling on Building Codes appeared

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How to Gain Quality Insurance Leads Through Local Business Partnerships in 2025

Final Expense Brokerage

August 4, 2025 9:28:11 AM Contact Us Share: A smart, sustainable strategy for life, final expense & health insurance agents As an independent insurance agent, generating high-quality leads consistently is often the biggest challenge standing between you and next-level growth. While digital marketing, paid ads, and lead vendors can play a role, many experienced life and health insurance agents are shifting toward referral-based marketing - and for good reason.

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Should You Let Your Insurance License Expire? Key Considerations Before Renewing Your License 

Agency Height

Thinking of letting your insurance license lapse? Learn legal risks, state reinstatement rules, CE traps, costs, and a step-by-step plan to reinstate or renew.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Global Insured Losses From Natural Disasters Could Top $150B in 2025: Swiss Re Report

Insurance Journal

Global insured losses from natural catastrophes hit US$80 billion in the first half of 2025, which is almost double the 10-year average between 2015 and 2024 and marks the fifth year in succession when H1 losses have exceeded $US50 billion, …

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Email Marketing Best Practices for Insurance Agencies

Agency Revolution

Email marketing is a powerful tool that insurance agencies should integrate into their marketing strategies. While it’s true that client communication methods like text messaging, live chat, and online forms are more and more popular, it does not change the fact that emails are still essential to maintaining a healthy client relationship. Email marketing has evolved over the years to the point where a lot of what was manual can now be covered with smart automation.

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Smart Automation Tools for Insurance Agent Productivity: Your Guide to Working Smarter, Not Harder 

Agency Height

Skip to content For Agents Agent Login Log in to your agent profile Add Your Agency Create a profile and connect with quality leads. Advertise with Us High engagement with the right audience Agency Services Insurance Back-Office Outsourcing Companies Licensing Management Services Agency Blog & Resources Expert guide to grow your insurance career Insurance Agencies for Sale The #1 marketplace for insurance agency acquisitions Agency Acquisition Resources Buy, sell, or value your agency easily.

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Highstreet Adds $550M in Growth Capital for Acquisitions

Insurance Journal

Highstreet Insurance Partners announced with a new round of $550 million in capital to further its expansion and acquisition strategy.

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Is an Insurance Company Entitled to a Contractor’s Proprietary Information?

Property Insurance Coverage Law

I regularly receive calls from policyholders or their contractors saying that an insurance company will not move forward with the claim adjustment or payment process unless they are provided with documentation such as the contractor’s material supplier receipts, employee labor rates, or profit margin details. Is an insurance company entitled to this third-party documentation?

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Insurance in the Sharing Economy: What to Know Before You Rent Out Your Car or Home

Central Insurance

As the sharing economy grows, more people are renting out cars, homes, and tools to earn extra income. But are you covered if something goes wrong? Learn how peer-to-peer platforms impact your insurance—and what to ask your agent before you participate. The post Insurance in the Sharing Economy: What to Know Before You Rent Out Your Car or Home appeared first on Central Insurance Blog.

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How SignalHire Elevates Lead Prospecting for Insurance Experts

Agency Height

Skip to content For Agents Agent Login Log in to your agent profile Add Your Agency Create a profile and connect with quality leads. Advertise with Us High engagement with the right audience Agency Services Insurance Back-Office Outsourcing Companies Licensing Management Services Agency Blog & Resources Expert guide to grow your insurance career Insurance Agencies for Sale The #1 marketplace for insurance agency acquisitions Agency Acquisition Resources Buy, sell, or value your agency easily.

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Travelers Q2 Net Income Soars on Less Losses, Favorable Reserves

Insurance Journal

The Travelers Cos. increased second-quarter net income $975 million for a total of about $1.5 billion, and reversed an underwriting loss posted last year for the same period.

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What’s the Difference Between Insurance Floater, Endorsement and Rider?

Top Insurance Blogs

My clients in the United States often ask me this question: “What’s the difference between an insurance floater, endorsement, and rider?” These terms are commonly thrown around in the insurance world, and while they may seem interchangeable, they actually serve distinct purposes. Understanding their differences can help you better protect your valuable assets and customize […] The post What’s the Difference Between Insurance Floater, Endorsement and Rider?

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The Fifth Circuit Establishes an Important Framework for Louisiana Homeowners to Prevail Under Forced-Placed Insurance Policies

Property Insurance Coverage Law

Residential property damage attorneys who represent policyholders for any length of time will eventually come across a client who has a forced-placed policy. A forced-place insurance policy, also known as lender-placed insurance, is a type of hazard insurance obtained by a mortgage servicer on behalf of the owner or assignee of a mortgage loan when … The post The Fifth Circuit Establishes an Important Framework for Louisiana Homeowners to Prevail Under Forced-Placed Insurance Policies appe

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Roles Of AI In The Human-Centered Business Of Insurance

Rough Notes

A focus on machine learning, deep learning, and generative AI Whether you are an early adopter of AI technologies in your workplace, trying to avoid them, or somewhere in between, learning more about AI can help. By Lisa A. Gardner, Ph.D.

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AIG General Insurance Underwriting Income Up 46% in Q2

Insurance Journal

Second quarter underwriting income in AIG’s General Insurance segment increased 46% compared with last year, to $626 million.

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The New California Vehicle Insurance Requirements Drivers Should Know

Top Insurance Blogs

California drivers are now navigating a significant shift in auto insurance law. This isn’t just another policy update; it reshapes the financial safety net we all rely on every time we drive. What Has Changed and Why It Matters Starting January 1, 2025, California’s minimum liability requirements will double for the first time in more […] The post The New California Vehicle Insurance Requirements Drivers Should Know appeared first on My Top Insurance Blogs.

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The First 24 Hours: Why It’s the Most Important Window in Workers’ Comp

AMAXX

In the world of workers’ compensation, every minute counts — but no timeframe is more critical than the first 24 hours after an injury. This early window determines the tone, direction, and cost of the entire claim. Get it right, and you build trust, reduce stress, and keep the claim on track. Get it wrong — or worse, do nothing — and you open the door to confusion, frustration, and potentially years of litigation, delays, and lost productivity.

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Best Homeowners Insurance In Hawaii To Cover Your Home

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is Term Life Insurance? How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How M

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Thought Leadership in Insurance: Building Credibility Through Insights and Industry Commentary

Insurance Journal

The insurance industry stands at a crossroads. From emerging risks driven by climate change and cyber threats to regulatory shifts and technological disruption, professionals across the sector face challenges that demand informed perspectives and strategic thinking.

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The Small Print That Could Cost You Thousands: Lessons from Minnesota’s Latest Insurance Ruling on Building Codes

Property Insurance Coverage Law

The Minnesota Supreme Court issued an important decision last week in Great Northwest Insurance Company v. Campbell, 1 reaffirming and clarifying the scope of ordinance and law provisions and the obligations of insurers under replacement cost coverage for partial property losses to pay for those. In this case, the court held that when storm-damaged shingles … The post The Small Print That Could Cost You Thousands: Lessons from Minnesota’s Latest Insurance Ruling on Building Codes appeared

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How to Insure New York Brick & Brownstone: A Broker’s Guide

Distinguished

Behind every New York brownstone or pre-war brick walkup is a tangle of aging infrastructure and half-finished upgrades just waiting to become a six-figure claim. The challenge for brokers isn’t spotting the risks — it’s finding a program that actually insures them. Whether your clients own a two-unit, owner-occupied brownstone or a mixed-use brick apartment building with 30 tenants, the right insurance program should reflect the realities of insuring these unique habitational properties in New

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Court Differentiates Faulty and Defective Workmanship from Vandalism or Malicious Mischief

The Property Insurance Law Observer

In Carr v. Spinnaker Insurance Company , the United States Court of Appeals for the Ninth Circuit upheld the district court’s finding that property damage resulting from objectionable and imperfect work performed by an unlicensed contractor did not constitute covered vandalism or malicious mischief under a property insurance policy. Instead, the loss fit squarely within the policy’s faulty and defective workmanship exclusion.

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Zurich Insurance Reports Record H1 Profit of $4.2B, Driven by Middle Market, Specialty

Insurance Journal

Zurich Insurance Group reported some record numbers during the first half: business operating profit (BOP) was up 6% to a record US$4.2 billion and core return on equity hit a best-ever number of 26.3%.

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Avoid Denied Burglary Claims: Steps to Protect Your Belongings and Your Claim

Property Insurance Coverage Law

Dealing with a theft claim can be daunting, but policyholders can make matters easier for themselves. The process of navigating through an insurance claim is tedious and frustrating, and those frustrations are exacerbated while feeling the pain in knowing that your valued belongings have been stolen. Most homeowner policies provide coverage for theft, but merely … The post Avoid Denied Burglary Claims: Steps to Protect Your Belongings and Your Claim appeared first on Property Insurance Cov

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Cyber Insurance Essentials: What Every Business Owner Needs to Know

Specialty Insurance

In an era where cyber risk is a top executive concern and traditional defenses fall short, comprehensive Cyber Insurance is no longer a luxury - it is essential. This article reveals why leading policies offer far more than financial reimbursement, providing crucial incident response, regulatory support, and protection against devastating fraudulent funds transfers.

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Norway to demand insurance disclosure from foreign tankers

Splash: Finance and Insurance

Norwegian authorities will require foreign-flagged tankers operating within the country’s economic zone to disclose their insurance arrangements starting August 11. The new rule, announced by Norway’s coastal administration, is part of a broader push to enhance maritime safety and environmental protection amid mounting concerns over the growing presence of shadow tankers in northern European waters.

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Hiscox Agrees to Acquire US Specialist Insurtech

Insurance Journal

Global specialist insurer Hiscox announced its agreement to acquire a specialist insurtech business focused on addressing the insurance needs of small businesses operating in sectors such as technology start-ups, life sciences and professional services.

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Montana Valued Policy Law and Supplemental Coverages

Property Insurance Coverage Law

Codified as § 33-24-102, Montana’s Valued Policy Law provides that, in the event of a total loss, the limits in a real property insurance policy conclusively set the true amount of loss and measure of damages. In practice, value policy laws mandate that a total loss automatically triggers an insurer’s obligation to pay the full … The post Montana Valued Policy Law and Supplemental Coverages appeared first on Property Insurance Coverage Law Blog.

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How Civil Liability Insurance Works in Luxembourg for Foreigners

Top Insurance Blogs

When moving to Luxembourg as a foreigner, many things might catch your attention—beautiful architecture, multilingual culture, and one of Europe’s most efficient administrative systems. However, one thing that often goes unnoticed until it’s too late is civil liability insurance. This essential policy has saved countless expats from major financial setbacks.

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Commercial Insurance in a Soft Market: Guide for UK Brokers & SMEs | Protect CommercialStanding Strong When Everyone Else is Cutting Corners

Protect Commercial Insurance

Standing Strong When Everyone Else is Cutting Corners Right, let’s talk about something we’re all feeling at the moment—this soft market everyone keeps mentioning. Premiums are under pressure, clients are shopping around more than ever, and it feels like everyone’s racing to the bottom on price. Sound familiar? Here in Cardiff, we’ve been having plenty of conversations with mortgage brokers and small business owners who are scratching their heads about insurance right now

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ALKEME Acquires Virginia’s Innovative Insurance Group

Insurance Journal

California-based insurance brokerage ALKEME announced its acquisition of Innovative Insurance Group, one of Virginia’s largest insurance agencies. This acquisition marks a significant expansion of ALKEME’s commitment to the East Coast, according to Curtis Barton, CEO of ALKEME.