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When No One’s Home: Understanding Roleof Vacancy Insurance

Triple-I: Homeowners Insurance

Injuries on vacant property can lead to significant financial losses. Maintain walkways and lighting: Reduce the risk of slip-and-fall injuries with proper upkeep. Leaving a home unoccupied for months without adjusting your insurance coverage can expose you to significant financial risk.

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Contractor Insurance is Essential for Home Improvements

Boyle Agency Insurance

It ensures that the contractor is financially equipped to handle damages or injuries that may occur on-site. Without proper insurance, you could be held liable for expenses, leading to financial strain and legal complications. This coverage shields you from potential financial burdens arising from accidents on your property.

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​W​hy Business insurance?

Shield Insurance Agency

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims. Business insurance is a safeguard for your business.

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Business Owner’s Policy for Restaurants

Distinguished

To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong. General liability coverage protects against third-party claims involving bodily injury, property damage, or advertising injury from slip-and-fall accidents to food-related complaints.

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Common Commercial Insurance Mistakes (and How to Avoid Them)

Mark Jackson Insurance Agency

From underinsuring key assets to misunderstanding policy exclusions, commercial insurance missteps can leave your business exposed to financial loss. Not Getting Proof of Insurance from Vendors or Subcontractors If a subcontractor causes damage or injury, your business could be held liable if that subcontractor is not properly insured.

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Understanding Retail Shop & Salon Insurance: A Comprehensive Guide for UK Business Owners

Protect Commercial Insurance

Protecting Your Business from Financial Losses Imagine a scenario: it’s a typical busy Friday afternoon, your shop is bustling with customers, and suddenly, an unexpected incident occurs. This type of insurance protects your business from claims made by employees due to workplace injuries or illnesses.

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Understanding Negligence and Liability for Small Businesses – Protect Insurance

Protect Commercial Insurance

And finally, there must be damages – a real injury or financial loss. First, there has to be a duty of care – a legal responsibility to act in a certain way. Second, there’s a breach of duty – not meeting that standard. Third is causation – the breach actually caused harm.