Distinguished

OCTOBER 15, 2024

One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. The answer lies in both parties’ financial interest in the property and how that impacts the insurance policy’s structure. Property owners may also choose to add Premises Liability coverage to the policy.

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Policy Risk Broker-Agent Liability 52

Distinguished

MARCH 20, 2025

Not only are they insured in the event of a covered risk, but they can also sleep well at night knowing they have a policy limit that is high enough to cover whatever gets thrown their way. Crime insurance : Protects against financial losses caused by theft, burglary, or employee dishonesty, covering stolen money, securities, or property.

Building 52

Building Protection Damage Liability 52

Property Insurance Centre

FEBRUARY 24, 2025

From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe. Consult Legal Experts A business attorney can help review policies, contracts, and risk management strategies to ensure legal protection.

Liability 52

Liability Protection Claim Property Insurance 52

Distinguished

FEBRUARY 24, 2025

From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. Equipment breakdown: A sudden breakdown of refrigeration units, ovens, or HVAC systems can result in both operational disruptions and financial losses for a restaurant.

Liability 52

Liability Liability Insurance Insurer Insured 52

Protect Commercial Insurance

OCTOBER 11, 2024

As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks. These impacts not only affect the day-to-day operations of companies but also play a crucial role in shaping the insurance policies designed to protect these properties.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Boyle Agency Insurance

DECEMBER 16, 2024

Bogle Agency Insurance offers Umbrella Insurance to clients in NJ who want additional liability coverage beyond the limits of existing policies. It is basically designed to protect you and your family from financial loss if you should suffer a catastrophic event and your other insurance policies don’t provide enough protection.

Financial Loss 52

Financial Loss Insurer Insured Insurance 52

ProWriters

APRIL 2, 2025

It provides vital assistance in recovery efforts after a cyber incident, as well as critical protection against financial losses. Registered ProWriters brokers can use our Digital IQ Comparative Rate Platform to research robust Cyber Insurance policies at competitive rates from the industrys top carriers.

Cyber 53

Cyber Financial Loss Broker Theft 53

ProWriters

SEPTEMBER 1, 2024

Analysts and observers expect cyber security threats will persist and increase, as will the risk of extreme financial losses from cyber attacks. It provides financial coverage for such associated expenses as legal fees, forensic investigations, customer notification, and credit monitoring services.

Cyber 97

Cyber Liability Insurance Risk Liability 97

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

Cyber liability insurance , once considered a specialized coverage, is becoming an essential policy for businesses that use AI to store sensitive information or automate critical tasks. Companies should review their insurance policies to ensure adequate coverage. Contact us to review your business insurance coverage.

Business Insurance 52

Business Insurance Liability General Liability Cyber 52

ProWriters

NOVEMBER 30, 2024

Ascension suffered dangerous disruptions to patient care and significant financial losses. billion operating margin loss. Cyber Liability Insurance offers financial protection against costs associated with data breaches, including legal fees, regulatory fines, and notification expenses. Its cash on hand dropped.

Cyber 105

Cyber Protection Financial Loss Broker 105

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Protection against damage and theft shields you from financial losses that could affect your business sales. Document any identified gaps in your insurance policy and make necessary modifications to ensure ample business protection. These strategies mitigate potential disruptions in your business operations.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

Insurer 52

Insurer Insured Insurance Policy 52

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

Cyber liability insurance from Paragon Independent Insurance Agency can provide the safeguard you need to protect your investments, assets, and reputation where traditional insurance policies may fall short. Some cyber liability insurance policies also provide mitigation support when tackling negative publicity.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. You only pay when purchasing the policy. Policy Number 3. Policy Period 5. Policy Number If you ever need to file a claim, this policy number is what you will use. Insurance Company 2.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Cover4LetProperty

OCTOBER 1, 2024

A standard home insurance policy will not cover you if you’re renting out your property, which makes landlord insurance a vital part of being a responsible property owner. Landlord insurance can be tailored to meet your specific needs, and policies often come with a variety of options. Why do you need landlord insurance?

Insurer 60

Insurer Insured Insurance Injury 60

Property Insurance Centre

OCTOBER 18, 2024

Flooding, storm damage, and subsidence were major contributors to these claims, with homeowners and businesses alike suffering significant financial losses​ CityAM AXA UK home page The Growing Cost of Flood Damage Flooding continues to be one of the most significant risks facing UK property owners.

Property Insurance 52

Property Insurance Premium Insurer Insured 52

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Business Interruption Insurance Unexpected events can disrupt your operations, leading to significant financial loss. Shop around and compare different policies to find the best coverage at a reasonable price.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. Property insurance policies cover damage or loss caused by perils such as fire, vandalism, theft, or natural disasters. Insurance providers offer customizable coverage options.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important. Coverage of claims made by third parties who suffer financial losses due to the insured’s actions.

Liability 52

Liability Cyber Claim Policy 52

Protect Commercial Insurance

SEPTEMBER 6, 2024

Companies of all sizes are increasingly targeted by cybercriminals, and the consequences can be devastating—from financial losses to reputational damage. In 2024, expect cyber insurance policies to become more comprehensive and tailored. Insurers are now offering policies that encourage and reward sustainable practices.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurer 52

Neilson Marketing Services

OCTOBER 2, 2024

A single breach could lead to devastating consequences, including financial losses, legal liabilities, damage to your reputation, and the potential loss of client trust. The good news? Proactive steps, such as secure website hosting , can safeguard your online presence and protect your business from these evolving threats.

Cyber 104

Cyber Damage Protection Financial Loss 104

Cowbell

AUGUST 6, 2024

The aftermath of a social engineering attack can be devastating and result in financial loss, data breaches, malware infections, identity theft, operational disruption, reputational damage, and more. So, how do you prevent and protect yourself from these attacks?

Financial Loss 52

Financial Loss Cyber Theft Risk 52

Property Insurance Centre

JANUARY 16, 2025

From the catastrophic floods in Carlisle in 2005 to the more recent deluge in London in 2021, businesses in flood-prone areas have faced disruption, financial losses, and complex insurance claims. Specialised policies may also cover: Debris Removal: Costs associated with clearing and disposing of flood-damaged materials.

Commercial 52

Commercial Commercial Property Insurer Insured 52

TGS

OCTOBER 17, 2023

A captive agent is obligated to sell you an insurance policy with one specific carrier. We continue to shop for your best insurance options every time your policy is up for renewal. Not Just Selling Insurance A captive insurance agent only has one job: selling you on an insurance policy with their carrier.

Insurance Agents 52

Insurance Agents Insurance Agent Agents Insurer 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. Having the right insurance policy is vital for the continuity and smooth operation of any business.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property. Buildings insurance covers the physical structure of the property.

Building 52

Building Insurer Insured Insurance 52

Distinguished

JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. We work closely with you to understand your clients’ needs and develop policies that provide the ideal amount of protection at the desired price point.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurer 52

Distinguished

JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. We work closely with you to understand your clients’ needs and develop policies that provide the ideal amount of protection at the desired price point.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurer 52

Protect Commercial Insurance

NOVEMBER 22, 2024

You can choose from a range of policies that include basic coverage to keep costs down. So, there’s a policy out there to suit just about every budget. Long-term Financial Benefits While the upfront cost of commercial insurance might seem high, consider the long-term savings and financial security it provides.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurer 52

ProWriters

MAY 28, 2024

Ransomware attacks, phishing scams, and other types of cyber attacks can result in data breaches and other incidents that cause financial loss, reputational harm, and legal consequences. Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them.

Cyber 52

Cyber Business Interruption Insurer Insured 52

Distinguished

SEPTEMBER 17, 2024

For example, this has been ongoing since COVID but continues to have an impact – labor and product supply, and how that impacts whether we can extend a policy depending on the circumstances. Our max policy term is 24 months total, meaning the 24 months includes the initial policy term plus all extensions.

Risk 52

Risk Broker-Agent Deductible Insurer 52

Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

Insurer 52

Insurer Insured Insurance Insurance Policy 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Suppose a client claims that your advice was negligent, your designs faulty, or your services inadequate, leading them to suffer a financial loss. A robust insurance policy ensures that such financial burdens do not cripple your business operations or personal finances. Ensure it’s sufficient to cover potential claims.

Liability Insurance 52

Liability Insurance Liability Insurer Insured 52

Protect Commercial Insurance

JUNE 27, 2024

Regardless of size, all businesses face potential risks that can threaten their operations and financial stability. Insurance policies such as property, liability, and professional indemnity can provide a crucial safety net, making it essential for businesses of all sizes.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Business Interruption 52

Protect Commercial Insurance

DECEMBER 6, 2024

These informal agreements gradually evolved into structured policies, providing a safety net for traders and setting the groundwork for todays complex insurance systems. Theyre poised to offer bespoke policies covering everything from pollution liability to clean-up costs.

Commercial Insurance 52

Commercial Insurance Commercial Insurer Insured 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks. By understanding these key areas, landlords can select policies that suit their specific needs and personal situations, ensuring that they aren’t left in a financial lurch.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurer Insured 52

Property Insurance Centre

MARCH 19, 2024

It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. By being knowledgeable about insurance products, policy terms, and coverage options, consumers can choose policies that best suit their unique needs. This guide draws on some information from America as well as the UK.

Property Insurance 52

Property Insurance Policyholder Insurer Insured 52