Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk.

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Risk Broker-Agent Deductible Insured 52

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. Without the right coverage, property owners could be exposed to significant financial and legal risks.

Building 52

Building Protection Damage Insured 52

Protect Commercial Insurance

OCTOBER 11, 2024

As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks. Businesses now need to consider how climate change might impact their insurance premiums and coverage. Consequently, insurers have adapted by revising their coverage for flood-prone regions.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Property Insurance Centre

OCTOBER 18, 2024

Flooding, storm damage, and subsidence were major contributors to these claims, with homeowners and businesses alike suffering significant financial losses​ CityAM AXA UK home page The Growing Cost of Flood Damage Flooding continues to be one of the most significant risks facing UK property owners.

Property Insurance 52

Property Insurance Premium Insured Insurance 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Protect Commercial Insurance

SEPTEMBER 6, 2024

Companies of all sizes are increasingly targeted by cybercriminals, and the consequences can be devastating—from financial losses to reputational damage. Businesses should also look out for more robust risk assessment tools provided by insurers, helping them identify vulnerabilities and strengthen their cyber defences.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52

Property Insurance Centre

JANUARY 4, 2024

Weather conditions and natural disasters contribute to higher property losses. Inflation drives up property valuations , construction costs , and insurance premiums. The frequency and severity of storms have been increasing, leading to higher property losses from tropical storms, wildfires, snowstorms, and flooding.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Cover4LetProperty

OCTOBER 1, 2024

If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. It typically protects against risks such as fire and floods.

Insured 60

Insured Insurance Insurer Injury 60

Property Insurance Centre

JANUARY 16, 2025

Understanding Commercial Flood Insurance in the United Kingdom Flooding has become an increasingly significant risk for businesses across the United Kingdom as climate change intensifies weather extremes. million properties at risk, according to the Environment Agency.

Commercial 52

Commercial Commercial Property Insured Insurance 52

Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble.

Insured 52

Insured Insurance Insurer Policy 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. . It covers property damage, loss of income, liability claims, etc.

Property Insurance 52

Property Insurance Commercial Property Commercial Insured 52

Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account. What is Block of Flats Insurance?

Insured 52

Insured Insurance Insurer Building 52

Jackson & Jackson

APRIL 10, 2024

Business Interruption Insurance Unexpected events can disrupt your operations, leading to significant financial loss. Assessing the Value of Your Property Accurately The value of your property directly affects your insurance premiums and the amount you’ll be compensated in case of a claim.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Unlike standard home insurance, which is tailored for owner-occupied homes, landlord insurance is crafted to address risks associated with renting out your property. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks.

Home Insurance 52

Home Insurance Out-Of-Pocket Insured Insurance 52

Protect Commercial Insurance

DECEMBER 6, 2024

The notion of business coverage can be traced back to medieval times, when the shipping industry first implemented rudimentary forms of risk management. With rapid advancements in machinery and transportation, businesses faced new categories of risk. By the 20th century, the insurance industry began to reflect broader societal shifts.

Commercial Insurance 52

Commercial Insurance Commercial Insured Insurance 52

Protect Commercial Insurance

NOVEMBER 22, 2024

The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52

TGS

OCTOBER 17, 2023

Discuss Your Policy Without Hurting Your Insurance Score Did you know that it counts against your insurance score to report a financial loss, even if you decide not to file an insurance claim? If you call a captive agent to ask about whether or not a recent loss would be covered under your policy, that counts as a reported loss!

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Insurance Agent Insurance Agents Agents Insured 52

Property Insurance Centre

MARCH 19, 2024

By engaging with these initiatives, consumers can make informed decisions, mitigate risks, and protect their assets. Insurance guides outline the various advantages of insurance coverage, emphasising how it protects against financial loss, provides peace of mind, and supports the recovery process after an incident.

Property Insurance 52

Property Insurance Policyholder Insured Insurance 52

InsuredMine

MAY 5, 2025

Insurers who fail to ensure accuracy face significant risks, including financial losses, customer dissatisfaction, and reputational damage. Why Accuracy in Underwriting and Pricing Matters The foundation of every insurance companys business model lies in its ability to correctly assess risk and determine premium pricing.

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Underwriter Underwriting Financial Loss Premium 52

Protect Commercial Insurance

MARCH 14, 2025

Understanding Commercial Property Insurance Commercial property insurance is a crucial facet of any business’s risk management strategy. Definition and Purpose Commercial property insurance, at its core, is a type of insurance policy designed to protect business properties from various risks. Heres how to go about it.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Distinguished

MARCH 25, 2025

This kind of coverage ensures each piece is protected at its full appraised value and accounts for risks unique to collectible decoys, such as accidental damage, theft, and environmental factors like humidity and warping. A standard homeowner’s or renter’s policy isnt enough.

Deductible 52

Deductible Insured Insurance Insurer 52