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When No One’s Home: Understanding Roleof Vacancy Insurance

Triple-I: Homeowners Insurance

From burst pipes and property theft to liability and squatter intrusion, a home left unoccupied for an extended period is exposed to a unique set of hazards, many of which may not be covered by a standard homeowners’ insurance policy. Vacant properties also are more susceptible to theft and unauthorized occupancy. By Loretta L.

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The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. Definition and Scope Commercial property insurance is a policy designed to protect businesses from financial losses related to damage or destruction of their physical assets.

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The latest reports from FBI and ITRC reveal that cyber incidents in 2023 broke records for financial loss and frequency.

Triple-I: Business Insurance

The 2023 Data Breach Report from Identity Theft Resource Center (ITRC) reveals that last year delivered a bumper crop of cybersecurity failures – 3,205 publicly reported data compromises, impacting an estimated 353,027,892 individuals. Investment fraud was the costliest of all incidents tracked. billion in 2022 to $3.94

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Landlord Insurance in Colorado: Coverages, Costs, and Benefits

Distinguished

Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured. Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income.

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Mastering Inland Marine Insurance: A Broker’s Guide

Distinguished

Or a trucking company facing a total loss after a rollover accident destroys both the vehicle and its cargo. Without inland marine coverage, these businesses would face significant financial losses that standard property insurance doesnt cover. Inland marine coverage ensures financial protection against these losses.

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Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Distinguished

Equipment breakdown: A sudden breakdown of refrigeration units, ovens, or HVAC systems can result in both operational disruptions and financial losses for a restaurant. Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills.

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What Your Clients Must Know About Cyber Insurance War Exclusions

ProWriters

Cyber Insurance war exclusions can leave businesses vulnerable to financial loss. China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop.

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