General Liability Policy Underwriting 
Distinguished
APRIL 21, 2025
General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. Automatic renewal: Ensures continuous coverage with hassle-free policy renewals. Personal liability for owner-occupied properties: Extends liability protection to landlords who reside in their rental properties.
Distinguished
FEBRUARY 24, 2025
From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. General liability insurance: Coverage for legal claims related to customer injuries or property damage. What Exposures Do Charlotte Restaurants Need to Worry About?
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Distinguished
APRIL 29, 2025
Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies. Discover why landlord insurance is vital for property owners in Colorado, the protections Distinguished can offer, and how brokers can help their clients secure the best policies.
Distinguished
MARCH 20, 2025
Not only are they insured in the event of a covered risk, but they can also sleep well at night knowing they have a policy limit that is high enough to cover whatever gets thrown their way. General liability : Covers the costs of fighting litigation plus covered damages that might come from it.
Scott Insurance
JANUARY 28, 2022
Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e., In some situations, property policies might give a sub-limit to help with remediation costs. Generally, these policies have higher deductibles than standard policies – $25k, $50k, or $100k are common deductibles.
Scott Insurance
OCTOBER 28, 2020
Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Crime scores treat all crimes as equal, thereby failing to take into account heightened general liability risk associated with certain types of crime.
Distinguished
SEPTEMBER 10, 2024
Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. You can learn more about this topic in our guide to who pays for Builder’s Risk.
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