Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. So, how do you determine which commercial insurance products will best protect your business? So, how do you determine which commercial insurance products will best protect your business? Let’s break it down.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

Zywave

MARCH 3, 2025

To shed light on these challenges and offer guidance on navigating this complex landscape, Risk Strategies Mike Vitulli, Zurich North Americas Bill Chepulis, and Zywaves Jim Blinn and Jeff Cohen recently participated in a webinar titled “Casualty Craziness: Whats the Cause and Whats the Cure.”

Casualty Insurance 52

Casualty Insurance Policyholder Liability General Liability 52

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

LexisNexis

APRIL 1, 2025

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Explore issues that might arise under a standard builder's risk insurance policy.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured.

Liability 52

Liability Financial Loss Insurance Insurer 52

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. To address these diverse risks, Distinguished’s Builder’s Risk Program offers tailored solutions for Alabama’s construction needs.

Risk 52

Risk General Liability Broker-Agent Insurance 52

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. This is why the popularity of Builder’s Risk insurance is growing. Read on to learn more about the coverages, costs, and benefits that make Distinguished’s Builder’s Risk Program ideal for Tennessee’s booming industry. 

Risk 52

Risk Broker-Agent Insurance Insurer 52

AMAXX

MAY 21, 2025

Whether youre an HR leader, risk manager, broker, or vendor, setting the record straight on this issue is the first step toward better results. Classification rate is based on job risk (e.g., The Truth: Employers PayEvery Time Lets get one thing straight: the employer always pays. roofing vs. clerical work).

Workers Comp 66

Workers Comp Workers Compensation Premium Injury 66

Distinguished

AUGUST 26, 2024

However, alongside all of this construction comes large financial risks. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties.

Risk 52

Risk Broker-Agent Insurance Insurer 52

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. Property owners may also choose to add Premises Liability coverage to the policy.

Policy 52

Policy Risk Broker-Agent Liability 52

Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk.

Risk 52

Risk Broker-Agent Deductible Insurance 52

Distinguished

AUGUST 12, 2024

However, with growth comes risk, and that’s where Builder’s Risk insurance plays a critical role. In this article, we’ll take a deep dive into Distinguished’s Builder’s Risk insurance offerings in Georgia. How Much Does Builder’s Risk Cost in Georgia?

Risk 52

Risk Broker-Agent Insurance Insurer 52

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. From data breaches to equipment breakdowns, IT businesses need tailored protection to stay secure and competitive in today’s fast-paced tech landscape. General Liability Insurance Even in a digital world, physical risks exist.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Scott Insurance

JANUARY 28, 2022

Risk Management Considerations There are many factors that come into play when considering the environmental conditions that lead to the growth of mold. The primary area where there is opportunity to implement proactive risk management practices is related to moisture.

General Liability 52

General Liability Deductible Liability Property Damage 52

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

This is where Commercial Umbrella Insurance comes into play, offering an additional layer of protection to safeguard your business against potentially crippling financial damages. By investing in commercial umbrella insurance, businesses protect themselves against such risks, safeguarding their long-term survival and growth.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

From streamlining claims processing to introducing new risks that companies must address, AI-driven technologies are reshaping the way businesses approach coverage and risk management. As these advancements become more prevalent, companies should understand how they affect insurance and liability concerns.

Business Insurance 52

Business Insurance Liability General Liability Cyber 52

Hunton Andrews Kurth

SEPTEMBER 2, 2021

As reported on the Hunton Insurance Recovery blog, Hunton product liability and mass tort attorneys Elizabeth Reese and Alexandra Brisky Cunningham and insurance attorney Latosha Ellis recently published an article in Risk Management discussing key lessons from Peloton’s Tread+ Recall. The article discusses trends in U.S.

Commercial General Liability 52

Commercial General Liability General Liability Liability Commercial 52

Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. As a tailor, you face unique risks that require specific coverage. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. It covers legal fees, settlements, and judgments.

Commercial 52

Commercial Insurance Broker General Liability Broker 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Jackson & Jackson

JANUARY 10, 2024

While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Mark Jackson Insurance Agency

DECEMBER 16, 2024

Why a Year-End Insurance Review Matters Business insurance isnt just about protection – its about peace of mind. From protecting your employees and assets to ensuring continuity in the face of unforeseen events, the right coverage is an essential part of any companys success.

Business Insurance 52

Business Insurance Liability Cyber Business Interruption 52

Triple-I: Workers Compensation

APRIL 20, 2021

This isn’t the first time the act – which would protect banks from federal penalties for doing business with cannabis-related businesses that comply with state laws – has made it through the House. Without legislative change, banks and insurers can’t do business with business without risking running afoul of federal drug laws.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

Protect Commercial Insurance

OCTOBER 25, 2024

This approach ensures that you choose a policy that doesn’t just tick boxes but genuinely covers your specific risks and requirements. What are the specific risks associated with your industry? Every industry comes with its own set of risks. – Is there a high level of professional liability in your operations?

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Property Insurance Centre

JANUARY 4, 2024

By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets. The impact of weather events and natural disasters has forced the industry to reevaluate risk management strategies and introduce innovative solutions to ensure adequate coverage for insureds.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

ProWriters

APRIL 3, 2024

Today’s dynamic business environment and litigious society pose several risks to businesses. As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important.

Liability 52

Liability Cyber Claim Policy 52

Zywave

SEPTEMBER 25, 2024

Organizations need to ensure that they have advanced threat identification and data protection efforts in place to ensure that they don’t fall victim to AI-powered attacks. The algorithms that power AI also come with their own risks, especially when it comes to employment decisions.

Workers Compensation 52

Workers Compensation General Liability Commercial Commercial Property 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Triple-I: Workers Compensation

MARCH 21, 2023

Additionally, the increased focus on pre-loss risk management and post-loss claims management can drive members’ premiums down even further by the second and third year of membership. Each owner makes a modest initial capital contribution,” states the paper, Group Captives: An Opportunity to Lower Cost of Risk.

Workers Compensation 40

Workers Compensation Premium Liability General Liability 40

Bankers Insurance

SEPTEMBER 12, 2023

This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance. Its primary purpose is to protect you from bearing the financial burden of accidents that were not your fault.

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

American Agents Alliance

SEPTEMBER 26, 2024

This level of integration not only makes the process more efficient but also reduces the risk of errors, ensuring that your clients receive their bonds quickly and without hassle. Your clients rely on you to guide them through complex insurance needs, ensuring that they have the right coverage to protect their interests.

Agents 40

Agents Insurance Agent Insurance Agents General Liability 40

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. One of the most common and costly risks?

Broker 52

Broker General Liability Liability Insurance 52

LexisNexis

DECEMBER 10, 2024

This survey covers state law on the issue of faulty workmanship as an occurrence for purposes of coverage determination under a commercial general liability (CGL) policy. Generally, an insured's work product is not covered, but defective workmanship that causes property damage is covered.

General Liability 40

General Liability Liability Commercial General Liability Liability Insurance 40

Mark Jackson Insurance Agency

APRIL 15, 2024

Worker Using an Angle Grinder by Anamul Rezwan Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about this type of insurance coverage. What Is Workers’ Comp?

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

ProWriters

APRIL 17, 2024

When you think about cyber risks, you probably think about the dangers malware attacks, data breaches, and other incidents pose to your business clients’ operations, revenue, and reputation. But cyber threats can pose risks to not only sensitive data but also to physical safety. You’re right to do so.

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Cyber Injury Liability Liability Insurance 52