Wren Insurance Agency

JANUARY 22, 2025

Yet today, as Florida residents watch the news in California, seeing how many personal residences are being demolished by the flames, many are wondering what the impacts will be to Florida's already-challenging home insurance market. Your basic dwelling coverage is meant to rebuild or repair your home after a fire event.

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TGS

APRIL 23, 2025

For homeowners, this means staying proactiveregular roof inspections, timely repairs, and understanding your insurance policy are more critical than ever. This blog post is based on information from Verisk’s “U.S. Roofing Realities Trend Report,” as reported by IA Magazine.

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TGS

FEBRUARY 28, 2025

Policy Information Details of the insurance policies under which the claims were filed. Property Information The homes address, and for auto claims, vehicle details. Insurance companies rely on these reports to assess risk when underwriting a new policy. Lets make insurance simple.

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Shield Insurance Agency

MAY 12, 2025

Whether you own a motorhome, pop-up, ATV, or other recreational toys, it’s crucial to ensure they have the right insurance coverage. It’s a common misconception that standard auto insurance policies will cover recreational vehicles. Standard policies typically do not extend to these types of vehicles.

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TGS

FEBRUARY 4, 2025

Simply put, equipment breakdown coverage is an optional endorsement that may be added to certain homeowners insurance policies. It protects you from unexpected failures of essential home systems and appliances due to mechanical, electrical, or pressure-related issues. This is where equipment breakdown coverage steps in.

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TGS

FEBRUARY 14, 2025

Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Imagine losing a $10,000 diamond engagement ring, only to find out your insurance only covers $1,500 of it. What Is Valuable Articles Insurance?

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). RCV is equal to the amount it would take to replace your contents at today's prices.

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Mark Jackson Insurance Agency

MARCH 5, 2025

Using sandbags and waterproof barriers around entry points can reduce the risk of floodwater entering your home. Check Your Homes Insurance Coverage Severe weather is unpredictable, but proactive home maintenance and preparation can help reduce risks.

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HBW Leads

JUNE 6, 2024

These five home insurance lead management strategies are field-tested and proven to work. As an agency owner, you understand the importance of generating and managing leads effectively to grow your business. However, have you considered expanding your offerings to include home insurance policies?

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TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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TGS

MAY 22, 2025

Here are key preparation tips: Review Your Insurance Coverage : Confirm that your homeowners insurance includes sufficient windstorm and flood protection. Many standard policies exclude flood damage, so consider adding a flood insurance policy through the National Flood Insurance Program (NFIP) or private insurers.

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TGS

JANUARY 8, 2025

TGS Insurance Blog What to Expect from a Home Insurance Inspection If you’re in the process of securing a home insurance policy or renewing an existing one, chances are you’ve come across the term home insurance inspection. Why Do Home Insurance Inspections Happen?

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Mark Jackson Insurance Agency

JULY 8, 2024

Home renovation samples by Pixabay Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common pitfalls that could lead to home insurance claims.

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TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet.

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Paragon Independent Insurance Agencies

JULY 31, 2024

Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. The deductible is one of the most important decisions to make when choosing a homeowners policy. We are here to help you fully understand what a home insurance deductible is and which is best for you.

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Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

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TGS

MAY 21, 2025

A Note for Renters For those renting their homes, dont assume the landlords insurance covers BBQ-related incidents. Landlord policies typically protect the building, not personal belongings or liability. TGS Insurance can provide clarity on the right policy for these needs. Heres to a memorable start to summer!

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Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

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Paragon Independent Insurance Agencies

JUNE 28, 2024

Residential upgrades that are conducted on your land or in your home may require additional residential insurance coverage. Then, adjust your insurance policy accordingly. Your residential insurance policy can list the items you invest in. Review the upgrades that follow.

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TGS

SEPTEMBER 14, 2023

TGS Insurance » Blog Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not.

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Wren Insurance Agency

AUGUST 7, 2024

Whether you just signed up for a policy to meet a deadline but want to keep shopping your options, or if you're only a few weeks out from your renewal, you have the right to change your insurance carrier anytime you'd like. Citizens - the State-backed home insurer is one of the only exceptions to this.

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Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

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TGS

NOVEMBER 25, 2024

So, how can you keep your home and loved ones safe this Thanksgiving? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. Where Does Home Insurance Come In? That’s where homeowners insurance steps in.

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TGS

OCTOBER 6, 2023

A big first step is confirming that you have the correct person or people listed on your homeowners policy! The most common practice is to match the home insurance to the home deed. Those listed on your home insurance, known as the named insured, have the power to make changes to the policy, cancel it, or make a claim.

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TGS

JANUARY 15, 2025

Having a robust homeowners insurance policy ensures youre ready for the unexpected. At TGS Insurance Agency, were here to help you find the right home insurance policy tailored to your needs. Contact us today to secure your peace of mind.

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TGS

DECEMBER 13, 2024

While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you.

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Paragon Independent Insurance Agencies

MARCH 15, 2024

When acquiring new home appliances, consider incorporating them into your existing home insurance policy. Don’t hesitate to contact our representatives at Paragon Independent Insurance Agency for assistance updating your personal insurance policy.

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TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

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TGS

DECEMBER 16, 2024

It serves as a go-to reference for you and your insurance company, making it easier to replace or reimburse your belongings in the event of a loss. Why is a Home Inventory Important for Insurance? Snap photos of individual items or do a video walkthrough of your home, narrating details as you go.

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TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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TGS

SEPTEMBER 22, 2023

TGS Insurance » Blog What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal.

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Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

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Mark Jackson Insurance Agency

MAY 21, 2024

Home Office Desk by Ken Tomita The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs.

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TGS

SEPTEMBER 29, 2023

TGS Insurance » Blog What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. Tell your agent!

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TGS

DECEMBER 4, 2024

Christmas Tree Safety and Your Home Insurance By keeping these tips in mind, you’re not just safeguarding your home—you’re ensuring your holiday season is filled with joy and peace of mind. That’s why having the right home insurance coverage is essential to protect your family and home from unexpected events like fires.

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