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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

TGS Insurance » Blog You probably think your home insurance has you covered from top to bottom—and in many ways, it does. Whether you’re a first-time homeowner or have held a policy for decades, it’s crucial to understand what your home insurance doesn’t cover just as much as what it does. Most likely.

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Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

TGS Insurance » Blog Listing your home—or a second property—on Airbnb or VRBO can be a great way to earn extra income. But here’s a question that catches many homeowners off guard: “Is my home insurance still valid if I rent it out short term?” Here’s What You Need to Know appeared first on TGS Insurance Agency.

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How to Change Home Insurance with Escrow: A Step-by-Step Guide

TGS

TGS Insurance Blog Sajeduil- stock.adobe.com Changing your home insurance when your mortgage includes an escrow account can seem daunting, but it doesnt have to be. At TGS Insurance, were here to simplify the process for you. What Is an Escrow Account in Home Insurance? Why Change Your Home Insurance?

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New, Lower-Cost Home Insurance Product Now Being Offered for New Construction Homes

Wren Insurance Agency

Security First Insurance and Embark MGA, announced a new "HO5" product at the end of 2024 that integrates home insurance quotes into the homebuying and mortgage qualification process for those purchasing new construction.

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Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

Research Market Value : Before buying or selling, check tools like Kelley Blue Book for cars or Zillow for homes to gauge what’s fair. Ask Questions : If you’re confused about your policy, reach out to your insurer for clarity. We don’t just sell insurance—we help you make informed decisions with confidence.

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What is a Loss History Report?

TGS

For Homeowners : If you’re shopping for home insurance, your past claimsalong with claims from previous ownerscan impact your rates. Even if youve never filed a claim, a home’s history can still affect what youll pay for coverage. Lets make insurance simple. appeared first on TGS Insurance Agency.

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Roof Claims Surge: A 30% Increase from 2022 to 2024

TGS

For homeowners, this means staying proactiveregular roof inspections, timely repairs, and understanding your insurance policy are more critical than ever. This blog post is based on information from Verisk’s “U.S. Roofing Realities Trend Report,” as reported by IA Magazine.