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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

TGS Insurance » Blog You probably think your home insurance has you covered from top to bottom—and in many ways, it does. Whether you’re a first-time homeowner or have held a policy for decades, it’s crucial to understand what your home insurance doesn’t cover just as much as what it does. Most likely.

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Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

TGS Insurance » Blog Listing your home—or a second property—on Airbnb or VRBO can be a great way to earn extra income. But here’s a question that catches many homeowners off guard: “Is my home insurance still valid if I rent it out short term?” The answer isn’t always simple.

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The California Wildfires - What Impact Will They Have On Florida Insurance?

Wren Insurance Agency

Yet today, as Florida residents watch the news in California, seeing how many personal residences are being demolished by the flames, many are wondering what the impacts will be to Florida's already-challenging home insurance market. Your basic dwelling coverage is meant to rebuild or repair your home after a fire event.

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Grilling Safety Tips for a Secure Memorial Day BBQ

TGS

A Note for Renters For those renting their homes, dont assume the landlords insurance covers BBQ-related incidents. Landlord policies typically protect the building, not personal belongings or liability. TGS Insurance can provide clarity on the right policy for these needs. Heres to a memorable start to summer!

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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How to Read Homeowners Insurance Quotes

TGS

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

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South Carolina Wind Pool Insurance Explained

TGS

This will include dwelling structure, personal property, loss of use, and increased rebuilding costs. Wind Pool coverage is available for single-family homes, multi-family dwellings, mobile homes, and condos. To protect your home, you should shop for your policy through different home insurance carriers.