TGS

FEBRUARY 28, 2025

For Homeowners : If you’re shopping for home insurance, your past claimsalong with claims from previous ownerscan impact your rates. Even if youve never filed a claim, a home’s history can still affect what youll pay for coverage. Lets make insurance simple. appeared first on TGS Insurance Agency.

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Shield Insurance Agency

MAY 12, 2025

The cost of recreational vehicle insurance can vary based on factors such as the type and size of the vehicle, your driving record, and your location. However, there are numerous ways to potentially save on your premium. Additionally, filing claims on your home or auto insurance can potentially increase your premiums.

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TGS

NOVEMBER 20, 2024

TGS Insurance » Blog Does Credit Score Affect Home Insurance? A Closer Look If you’ve ever applied for home insurance and wondered why your credit score comes into play, you’re not alone. How Credit Score Impacts Home Insurance At its core, your credit score is a measure of financial reliability.

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TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance.

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TGS

JANUARY 8, 2025

TGS Insurance Blog What to Expect from a Home Insurance Inspection If you’re in the process of securing a home insurance policy or renewing an existing one, chances are you’ve come across the term home insurance inspection. Why Do Home Insurance Inspections Happen?

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). RCV is equal to the amount it would take to replace your contents at today's prices.

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TGS

NOVEMBER 27, 2024

TGS Insurance » Blog Affordable Home Safety Improvements to Lower Your Insurance Premiums Owning a home is a dream come true—until those monthly bills remind you of the costs involved. From utilities to maintenance to insurance premiums, it adds up quickly. Check with local programs for assistance.

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Coverage Limits The amount of coverage you choose directly affects your premium.

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Paragon Independent Insurance Agencies

JULY 31, 2024

Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. We are here to help you fully understand what a home insurance deductible is and which is best for you. What is a Home Insurance Deductible? The deductible isn’t just a one-time payment.

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Agency Revolution

MARCH 3, 2025

Featured Forge Website Release Explore the Forge Premium website package and discover the powerful engagement tools included to elevate your experience. Click here to learn about what Forge Premium has to offer. This offers educational video content for home insurance. Forge Website Release Highlights 1.

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Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state. The more damage, the more likely premiums will rise at renewal.

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Agency MVP

DECEMBER 20, 2021

When you own your insurance agency, you know that as an entrepreneur you have to stay on top of things regarding your business. You have to make sure the needs of your customers are met, which means the more value you have to offer your customers, the more customers you will get signed with your insurance agency.

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TGS

MARCH 4, 2025

SR-22 or FR-44 Requirement: If youre caught without insurance or involved in an accident, you might be required to file an SR-22 or FR-44 form, proving you have insurance. This often comes with higher premiums. Beyond legal penalties, driving without insurance in Florida leaves you vulnerable.

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Tosten Marketing

MARCH 6, 2025

At Tosten Marketing, we’ve seen firsthand how a well-crafted approach can transform an insurance agency’s digital presence. Identify the terms your potential clients use when searching for insurance services. For insurance agencies, focus on long-tail keywords that reflect specific customer needs.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. As a result, the insurance company may raise your premiums to offset the potential risk.

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TGS

JANUARY 6, 2025

Will These Changes Impact Insurance Premiums? Yes, raising minimum coverage requirements is likely to result in higher premiums for drivers. Insurers will need to adjust rates to accommodate the increased coverage levels. Navigating these changes can feel overwhelming, but you dont have to do it alone.

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TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

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TGS

SEPTEMBER 14, 2023

An additional insured is someone who gets coverage from your insurance policy. Their name isn’t on the policy, and they typically aren’t responsible for paying the premium. Additional Insured On Your Home Insurance When it comes to home insurance, the additional insured is often a household member.

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TGS

SEPTEMBER 29, 2023

As electric vehicles gain popularity for their eco-friendly, lower-maintenance features, it’s more important than ever to know how to get the best bang for your buck on your electric vehicle auto insurance. In general, you can expect your electric vehicle insurance premium to fall somewhere between $2,200 and $4,200 in 2023.

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Wren Insurance Agency

AUGUST 7, 2024

Whether you just signed up for a policy to meet a deadline but want to keep shopping your options, or if you're only a few weeks out from your renewal, you have the right to change your insurance carrier anytime you'd like. Citizens - the State-backed home insurer is one of the only exceptions to this.

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TGS

DECEMBER 13, 2024

For example, insuring a $5,000 ring might only set you back $50$100 per yeara small price to pay for peace of mind. Factors that influence your premium include: Value of the Jewelry : Higher-value items cost more to insure. Coverage Options : Comprehensive policies with fewer exclusions often have slightly higher premiums.

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TGS

NOVEMBER 25, 2024

So, how can you keep your home and loved ones safe this Thanksgiving? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. Where Does Home Insurance Come In? That’s where homeowners insurance steps in.

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Get started with a free home insurance quote today. It depends on what youre looking for.

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TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? For example, standard home insurance will not cover theft or vandalism during construction.

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TGS

DECEMBER 4, 2024

Christmas Tree Safety and Your Home Insurance By keeping these tips in mind, you’re not just safeguarding your home—you’re ensuring your holiday season is filled with joy and peace of mind. That’s why having the right home insurance coverage is essential to protect your family and home from unexpected events like fires.

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TGS

DECEMBER 2, 2024

Here’s what you’re looking at: First offense: $150 Second offense (within three years): $250 Third or subsequent offense: $500 SR-22 Filing Requirement : If your insurance lapse is reported, you may need to file an SR-22—a certificate proving you have the required coverage moving forward.

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Wren Insurance Agency

JULY 22, 2024

When you purchase your first home, if you are using a mortgage lender to finance your investment, you'll learn that your property taxes and home insurance fees are going to be included in your monthly mortgage amount. Property taxes are paid in arrears and homeowners insurance is paid in advance.

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TGS

NOVEMBER 22, 2024

Your new home—and a fresh chapter—is waiting for you. Instant Home Insurance Quote Start Typing Your Address GET YOUR QUOTE NOW Recent Home Insurance Articles: How to Plan a Stress-Free Move to Your New Home Does Credit Score Affect Home Insurance?

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TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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TGS

NOVEMBER 29, 2024

Upgrade Your Delivery Service Many companies now offer premium services that ensure items are handed directly to you or a household member. A Closer Look The post Protecting Your Holiday Cheer: Tips to Prevent Package Theft This Season appeared first on TGS Insurance Agency. Heading Out of Town?

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Tosten Marketing

MARCH 24, 2025

An insurance agency might target phrases like “affordable home insurance” or “best auto insurance rates.” An insurance agency could run ads targeting “car insurance quotes” in their local area. Keyword research forms a key aspect of SEO.

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TGS

NOVEMBER 5, 2024

Imagine it this way: an insurance provider wants to know that you’ve taken steps to prevent the kinds of accidents that lead to claims. From deadbolts to sprinkler systems, these features can make a difference in your premium. Location-Specific Risks: Is Your Home Prepared for Nature’s Wrath? Location is everything.

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Tosten Marketing

MARCH 20, 2025

For example, if you’re an insurance agency, your landing page might highlight how you can save clients money while providing comprehensive coverage. For insurance agencies, this might include name, email, and type of coverage needed. Insurance agencies often find LinkedIn and Facebook effective.

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TGS

SEPTEMBER 11, 2023

Having windstorm insurance is necessary because many high-risk areas are in danger of damage from windstorms (tornadoes, hurricanes, hail, etc.). Calculating Your Rates With Wind Pool Insurance providers calculate your premium based on many different factors. A lot of this includes the risk of the location of your home.

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Wren Insurance Agency

JULY 8, 2024

Here are a few things to keep in mind while looking at homes that can help keep your insurance rates down: Cast iron pipes. If the home you are considering has a roof under 10 years old, you will have the most options when it comes to home insurance. Your options lessen with 11-15 year old roofs. Security Matters.

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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