Remove Home Insurance Remove Insurance Agency Remove Property Damage
article thumbnail

Grilling Safety Tips for a Secure Memorial Day BBQ

TGS

Now picture a sudden flare-up disrupting the scene or damaging the deck. According to the National Fire Protection Association , grills spark an average of 10,600 home fires each year. These incidents can lead to significant property damage or, worse, injuries that result in liability claims.

article thumbnail

Driving Without Insurance in Florida

TGS

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Protect Your Finances: The Truth About Small Insurance Claims

Shield Insurance Agency

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Shield Insurance Agency represents over 45 insurance companies.

article thumbnail

North Carolina New Minimum Auto Insurance Requirements 2025

TGS

Protecting Yourself Beyond Minimum Limits While meeting the state’s minimum insurance requirements is mandatory, its important to recognize that these limits might still fall short in a severe accident. At TGS Insurance Agency, we specialize in helping drivers find the right auto insurance coverage at competitive rates.

article thumbnail

How to Read Homeowners Insurance Quotes

TGS

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

article thumbnail

Driving Without Insurance in Florida

TGS

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. Plus, with affordable insurance options available, there’s really no excuse to drive without it. At TGS Insurance Agency, we specialize in helping drivers navigate the complexities of Florida auto insurance.

article thumbnail

What Does It Mean to Be a No-Fault State?

TGS

While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others. That’s where additional coverage types, like Property Damage Liability (PDL) and Bodily Injury Liability (BIL) , come into play.