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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

TGS Insurance » Blog You probably think your home insurance has you covered from top to bottom—and in many ways, it does. Whether you’re a first-time homeowner or have held a policy for decades, it’s crucial to understand what your home insurance doesn’t cover just as much as what it does. Most likely.

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Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down 

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Agency Acquisition Brokers Insurance Legal Services Insurance Agency Loans Insurance Agency Valuation Agency Value Calculator Insurance News Stay updated with the latest insurance trends. No damage to your home, no claims filed… and yet, your home insurance premium goes up at renewal.

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Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

But here’s a question that catches many homeowners off guard: “Is my home insurance still valid if I rent it out short term?” Before you hand over the keys to your weekend guests, here’s what you need to know about the risks, the gaps, and the insurance solutions that protect vacation rental hosts.

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Coverage Options for Home Insurance

Paragon Independent Insurance Agencies

Many new homeowners are unsure about the amount of coverage they need and have questions about home insurance. If you’re near Plano, TX, our Paragon Independent Insurance Agency team is ready to answer your questions and provide peace of mind. We’ve been serving homeowners in your area since 1993.

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New, Lower-Cost Home Insurance Product Now Being Offered for New Construction Homes

Wren Insurance Agency

Security First Insurance and Embark MGA, announced a new "HO5" product at the end of 2024 that integrates home insurance quotes into the homebuying and mortgage qualification process for those purchasing new construction. Less risk means less cost, making these policies typically more affordable for the homebuyer.

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The California Wildfires - What Impact Will They Have On Florida Insurance?

Wren Insurance Agency

Yet today, as Florida residents watch the news in California, seeing how many personal residences are being demolished by the flames, many are wondering what the impacts will be to Florida's already-challenging home insurance market. Your basic dwelling coverage is meant to rebuild or repair your home after a fire event.

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What is a Loss History Report?

TGS

Property Information The homes address, and for auto claims, vehicle details. Insurance companies rely on these reports to assess risk when underwriting a new policy. If a home has a history of frequent claims, insurers may see it as high-risk, which can lead to higher premiumsor even difficulty securing coverage.