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What to Do After a Car Accident: A Step-by-Step Guide

TGS

Plus, having a police report on file can help you later when dealing with insurance claims. A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. Keep all medical records and receipts in case you need them for an insurance claim.

Injury 52
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Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote

TGS

Insurers are going to take a peek into the past here. They’ll want to know if you’ve filed any claims before and, if so, what those claims were about. Questions might include: Have you made any major insurance claims in the last five years? What were the reasons behind those claims?

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Buying Boat Insurance 101: What You Need to Know

Maritime Insurance International

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Zero Claims. Boat Value.

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Freehold Block of Flats Insurance: Top Cover Tips

Property Insurance Centre

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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What Does It Mean to Be a No-Fault State?

TGS

Pros: Faster Claims Processing: Since you’re dealing with your own insurer, claims are often processed more quickly. While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others.

Injury 52
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Emerging Property Insurance Trends 2024

Property Insurance Centre

Rates for general liability, commercial auto, and umbrella/excess liability continue to increase, albeit at a reduced pace. Social inflation and rising claim costs are top concerns for liability insurers. Over the past 23 consecutive quarters, liability rates have seen steady increases.

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Understanding Commercial Flood Insurance in the United Kingdom

Property Insurance Centre

From the catastrophic floods in Carlisle in 2005 to the more recent deluge in London in 2021, businesses in flood-prone areas have faced disruption, financial losses, and complex insurance claims. This article explores the intricacies of commercial flood insurance in the UK, highlighting regional variations, challenges, and solutions.