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How to Read Homeowners Insurance Quotes

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TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

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What Are the Risks of Liability Only Auto Insurance?

TGS

Liability only auto insurance steps in to cover the damage youve done to the other guys car or their medical bills if theyre hurt. Its got two main parts: bodily injury liability and property damage liability. Bodily injury liability picks up the tab for the other persons injuries if youre at fault, up to your policys limits.

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Driving Without Insurance in Florida

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The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault.

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Business Owner’s Policy for Restaurants

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BOPs also typically offer a more cost-effective approach for small to mid-sized restaurants than other insurance options. Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory.

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Grilling Safety Tips for a Secure Memorial Day BBQ

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These incidents can lead to significant property damage or, worse, injuries that result in liability claims. Faulty equipment can cause accidents, potentially leading to injuries and liability concerns. A knocked-over grill could ignite a fire or cause injury, resulting in property damage or liability claims.

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Pool Safety Tips for Homeowners: Stay Cool and Covered This Summer

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Insurance tip: If an injury happens due to negligence (like letting kids swim unsupervised), you could be held personally liable. Have you disclosed your pool to your insurer? TGS Pro Tip: At TGS Insurance Agency, we help homeowners like you find policies that account for all your backyard fun.

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What to Do After a Car Accident: A Step-by-Step Guide

TGS

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

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