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Blog Post: April Fool’s-Proof Coverage: Manage Construction Risks Through Commercial General Liability Insurance

LexisNexis

Indemnity and Other Risk Allocation Mechanisms in Commercial Leases Examine common considerations concerning the use of indemnity provisions in a lease as a method to allocate among the parties the risk of claims for injury or damage to third parties related to the leased premises and adjacent areas.

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

One of the primary reasons for the 2025 California car insurance increase is legislative. On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage. 1, 2025 is here.

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Freehold Block of Flats Insurance: Top Cover Tips

Property Insurance Centre

Discussing these details with the insurer will help ensure that the coverage adequately meets the needs of the property and its occupants. In addition to buildings insurance, block of flats insurance may also include other covers, such as public liability insurance and landlord home emergency cover.

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Common Myths About Commercial Insurance Debunked

Protect Commercial Insurance

Myth 5: “Claims Process is Always Lengthy and Complex” Technological Advancements in Claims Gone are the days when filing an insurance claim was akin to navigating a labyrinth. Thanks to technological advancements, the claims process has become much more streamlined and user-friendly.

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Emerging Property Insurance Trends 2024

Property Insurance Centre

Social inflation and rising claim costs are top concerns for liability insurers. Rising social inflation , which includes increasing jury verdicts, rising legal costs, and changing social attitudes, contributes significantly to the overall claim costs. As claim costs rise, so do umbrella liability rates.

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Home Insurance Tips for Renovations: Protect Your Investment

TGS

Water damage is one of the most common home insurance claims, so taking preventive steps here is key. Trip hazards or misplaced nails can lead to injuries, which may not always be covered by your insurance if negligence is involved. Hiring licensed plumbers can save you from future headaches. Ready to Renovate?