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What Are the Risks of Liability Only Auto Insurance?

TGS

So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? Whats Liability Only Auto Insurance Anyway? Liability only auto insurance steps in to cover the damage youve done to the other guys car or their medical bills if theyre hurt. Your own injuries.

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Driving Without Insurance in Florida

TGS

Florida law requires all drivers to carry a minimum level of insurance coverage, and failing to comply can lead to penalties, legal trouble, and financial headaches. At TGS Insurance, were here to help you understand the risks of driving uninsured and why securing the right coverage is a smart move for every Florida driver.

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Pool Safety Tips for Homeowners: Stay Cool and Covered This Summer

TGS

Insurance tip: If an injury happens due to negligence (like letting kids swim unsupervised), you could be held personally liable. Review Your Insurance Coverage Before Summer Starts Why it matters: Pools increase your liability risk, plain and simple. Have you disclosed your pool to your insurer?

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Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

Understanding the Current Landscape of Auto Insurance in California Californias auto coverage market is unique due to its large population, road congestion, and the presence of non-standard driversthose with driving infractions, gaps in coverage, or things like a DUI on their record.

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What Does It Mean to Be a No-Fault State?

TGS

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

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North Carolina New Minimum Auto Insurance Requirements 2025

TGS

Insurers will need to adjust rates to accommodate the increased coverage levels. The Risk of Increased Uninsured Motorists One concern raised by experts is whether higher premiums will push more drivers to drop their insurance altogether, increasing the rate of uninsured motorists.