Injury Out-Of-Pocket Premium 
AMAXX
JULY 14, 2025
ERA rules apply in about 35 states and were designed to encourage employers to report medical-only claims rather than quietly paying them out-of-pocket. This discount exists to remove the fear that reporting small claims automatically increases your mod and your premiums. Unreported injuries can: Become expensive later.
R&R Insurance
MAY 7, 2025
It was thrown out on a legal technicality. The court found the plaintiffs first claim, that she paid more in premiums due to the defendants purported breach of fiduciary duty during the plans negotiation process, did not sufficiently show evidence of an injury and was at best, speculative and hypothetical.
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AMAXX
JULY 30, 2025
Imagine this: One injured employee stays out of work for 35 extra days. At an average indemnity cost of $250/day, plus $3,000 for replacement labor, the total out-of-pocket cost is $11,750. Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. Seems manageable, right?
Mark Jackson Insurance Agency
JUNE 16, 2025
If you suffer a loss and your coverage doesn’t reflect your property’s true value, you may be left paying out of pocket. Choosing the Wrong Deductible It’s tempting to choose a higher deductible to lower your premium, but that can backfire in the event of a claim. Talk with one of our agents to help identify any coverage gaps.
TGS
MARCH 4, 2025
Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. This often comes with higher premiums. Driving without insurance in Florida puts you at risk of footing the bill for injuries, repairs, and legal fees entirely on your own.
Word & Brown
APRIL 1, 2025
Individual Health Insurance Tax Deductibility If you offer individual health insurance to your clients, they may be able to include their health insurance premiums in their medical expense calculation on their taxes. Its nearly everyones least favorite time of year: tax season. of a persons adjusted gross income (AGI).
Distinguished
JUNE 2, 2025
Under Ohio premises liability law , property owners are frequently held liable for injuries sustained on their properties, making liability coverage crucial. A tenant who slips on an unshoveled walkway. With 33% of Ohio residents renting rather than owning, the state presents a strong opportunity for property investors. In fact, 9.3%
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