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How to Avoid Coverage Gaps That Can Lead to E&O Claims

American Agents Alliance

Policyholders often do not fully understand their policy or notice potential coverage gaps, yet they may expect to have coverage if they suffer a loss. Insurance coverage has become more complex in many ways, leaving policyholders without the right policies at times.

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New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

Tort reform is discussed as a legislative solution to the challenge of legal system abuse excessive policyholder or plaintiff attorney practices that increase costs and time to settle insurance claims. Injury claim severity in the state is slightly higher than in the rest of the country.

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Housing Code Violations in Philadelphia: An Interview with Katie Vespia

Distinguished

These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries. These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations.

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Blog Post: The Long Tail Bites Back: When Old Policies Haunt New Problems

LexisNexis

Single-Year, Multi-Year, and Multi-Policy Insurance Coverage Claims Disputes Analyze issues that can arise for policyholders and insurers when insurance policies of various durations are called upon to answer for claims, and when multiple policies can also apply.

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Housing Code Violations in San Francisco: An Interview with Katie Vespia

Distinguished

These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries. These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations.

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 WHEN UM/UIM COVERAGE FOLLOWS AN INSURED

Rough Notes

A state supreme court decision regarding UIM coverage is likely to please producers and policyholder advocates but frustrate some carriers In … states where UM/UIM coverage is mandatory, insurers may be hit by a double whammy: The expectation to cover injury and damage caused by people who are inadequately insured, and the expectation to extend […] (..)

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Best Homeowners Insurance In Maryland To Cover Your Home

Simply Insurance

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. It also covers things attached to your physical home (dog house), everything you own thats portable, temporary housing if your home becomes uninhabitable, and injuries sustained by other people at your home.