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The precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Berkley Corporation through licensed surplus lines brokers. Not all products and services are available in every jurisdiction.
For example, this has been ongoing since COVID but continues to have an impact – labor and product supply, and how that impacts whether we can extend a policy depending on the circumstances. Our max policy term is 24 months total, meaning the 24 months includes the initial policy term plus all extensions.
Yet without proper licensing, establishments are taking a big risk of being hit with a copyright infringement lawsuit. Hotels, bars, and restaurants around the country are waking up to suits from licensing giants, record labels, and The American Society of Composers, Authors and Publishers (ASCAP). ASCAP, BMI (Broadcast Music, Inc.),
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