TGS

OCTOBER 3, 2023

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

Insurance Quotes

TGS

DECEMBER 16, 2024

It serves as a go-to reference for you and your insurance company, making it easier to replace or reimburse your belongings in the event of a loss. Why is a Home Inventory Important for Insurance? Proof of Ownership : Insurance companies often require proof of ownership for high-value items.

Insurance Agency

TGS

NOVEMBER 1, 2024

This is especially important because your insurance company will use the police report to help determine fault and process your claim. This visual evidence can be pivotal when filing a claim with your insurance provider. What You Can Do: Contact your insurance company as soon as possible.

Injury

TGS

DECEMBER 11, 2024

By the end of this post, youll have a clear understanding of the differences, and more importantly, why they matter for your insurance needs. A captive agent works exclusively for a single insurance company. Companies like State Farm or Allstate often use captive agents to sell their policies. What is a Captive Agent?

Agents

TGS

NOVEMBER 12, 2024

Let’s take a closer look at why this works, what types of devices are most likely to give you a smart home insurance discount, and how you can maximize your savings. Insurance companies are in the business of managing risk, and smart home technology is like a safeguard for them. Well, it all comes down to risk.

Home Insurance

TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company.

Premium

TGS

JANUARY 8, 2025

Types of Home Insurance Inspections Not all inspections are created equal. After the Inspection Once the inspection wraps up, the inspector submits their findings to your insurance company. You might hear back in a few days to a few weeks, depending on the insurer. So, when the inspector knocks on your door, dont stress.

Home Insurance

TGS

NOVEMBER 7, 2024

This type of insurance lets these owners keep a sense of security over their cars, knowing they won’t be left in the lurch if something unexpected happens. How do you and your insurance company agree on a value? How is the Agreed Value Determined? Now, let’s get into the nuts and bolts. It’s not as mysterious as it might seem.

Auto Insurance

TGS

NOVEMBER 7, 2024

This type of insurance lets these owners keep a sense of security over their cars, knowing they won’t be left in the lurch if something unexpected happens. How do you and your insurance company agree on a value? How is the Agreed Value Determined? Now, let’s get into the nuts and bolts. It’s not as mysterious as it might seem.

Auto Insurance

TGS

OCTOBER 25, 2024

Insurance companies take this aging process into account when assessing risk, and as your home’s structure and systems age, the likelihood of a claim increases. What You Can Do: One way to counteract the higher costs of insuring an aging home is to invest in upgrades that can reduce the risk of claims.

Home Insurance

TGS

NOVEMBER 5, 2024

Insurers may ask: Is your home in a flood-prone area? They help the insurance company understand potential threats from Mother Nature, whether it’s hurricanes, tornadoes, or wildfires. And if you’re in a risk-prone area, you might need additional coverage—like flood insurance—to keep your home fully protected.

Underwriting

TGS

NOVEMBER 27, 2024

Let’s dive into some budget-friendly safety upgrades that can help you save money while giving your home insurance provider fewer reasons to worry. Why Home Safety Affects Insurance Premiums Insurance companies calculate premiums based on risk. And your wallet (and insurer) will thank you.

Premium

Word & Brown

NOVEMBER 12, 2024

Here are a few marketing agencies or support options: Engage a marketing services partner like Agency Revolution or Media Logic. These firms (and others) offer marketing solutions for independent insurance agencies and brokers. A second option is an insurance-focused, third-party firm.

Broker

Neilson Marketing Services

JUNE 3, 2024

Insurance email marketing is a powerful and versatile tool for insurance agencies. Insurance email marketing also opens the door to greater personalization when you collect and understand prospect data. In this article, we’ll share the strategies for using email to succeed in the insurance sector.

Insurance